Since the Bank of China launched the "Huang Jinbao" business for individual investors in Shanghai, gold speculation has been a hot spot in the personal financial market, attracting investors' attention and favor. Especially in the past two years, the international gold price has continued to rise. It can be predicted that with the gradual opening of the domestic gold investment field, the future gold demand growth potential is huge.

Pay attention to risk

Any investment is risky. Spot gold goods are particularly heavy. How to control risks?

First, short-term profit is decisive. Losses are also decisive. (The stop loss of a general loss position should be around $3. )

Second, if you invest for a long time, pay attention to the position. Because it is a margin transaction, there is a risk of forced liquidation due to insufficient margin! If you invest in the medium and long term, you must pay attention to the light warehouse and the deposit must be sufficient. Neither of these conditions can be met. Can't try to invest in the medium and long term!

Third, try not to spend the night in the short term, don't leave the computer for too long, and don't stick to your post and do other things. Especially from 5: 30 pm to 7: 30 pm. 8.00 pm to 1 1.00 pm, there is a saying in the gold market that the gold market lasts one day and the stock market lasts one year. The meaning of this sentence is that the daily fluctuation of the gold market is very large.

Fourth, when the market is uncertain, try to be careful not to operate.

bond

The bond market is unexpectedly hot. There are indications that the issuance of corporate bonds in 20 13 years may accelerate, such as corporate convertible bonds, floating interest rate bonds, bank subordinated debts, etc. Will become a good investment variety. In addition, the China Banking Regulatory Commission will include subordinated term debt in tier 2 capital to supplement the capital structure of commercial banks, which will make banks ready to issue bonds, which will once again add fuel to the fire in the bond market.

Bond risk management

Faced with all kinds of risks that may be encountered in the process of bond investment, investors should take them seriously, use various methods and means to recognize and identify risks, find out the causes of risks, then formulate the principles and strategies of risk management, and use various skills and means to avoid risks, transfer risks, reduce risk losses, and strive to obtain maximum benefits.

(1) Seriously demonstrate the risks before investment. Before investing, we should fully understand and master all kinds of information through various channels, and analyze all kinds of risks that the investment object may bring from both macro and micro aspects.

(2) Formulate various investment strategies that can avoid risks.

(1) The bond investment period is stepped. The so-called term ladder means that investors spread their funds into bonds with different maturities. Investors often hold short-term, medium-term and long-term bonds. No matter when it expires, there are always some bonds that are about to expire. When the bonds expire, they invest their money in the longest-term securities.

(2) Diversification of bond investment types. The so-called diversification means that investors invest their own funds in various bonds, such as government bonds, corporate bonds and financial bonds. The returns and risks of various bonds are different.

③ Short-term bond investment period. The so-called short-term means that investors will invest all their funds in short-term securities. This investment method is more suitable for China enterprise investors.

(3) Using various effective investment methods and technologies.

Using treasury bond futures trading for hedging. Treasury bond futures hedging transaction is very effective for avoiding interest rate risk in treasury bond investment. Treasury bond futures trading means that when investors buy or sell treasury bonds in the financial market, they conduct a forward transaction of the same type of bonds at the same time, and then use long-short trading skills flexibly to hedge the two transactions at an appropriate time, and offset or partially offset the gains and losses of spot trading within the relevant period with the gains and losses of futures trading, thus avoiding or reducing the interest rate risk of treasury bond investment.