1, take 50,000 yuan and deposit it in the bank to ensure family cash flow; 20,000 investment in low-risk platform: 30,000 investment in high-risk platform.

2. Low-risk category: fixed assets or gold that can preserve and increase value against inflation, as well as varieties of bonds and low-risk funds, as well as spot agricultural products.

3. High-risk category: represented by stocks and futures.

Focus on spot investment platform, low risk, two-way operation and two-way profit. Not only can you earn more (when the market is bullish, buy low and sell high), but you can also short (when the market is bearish, sell high and buy low). Therefore, as long as you do the right direction, you can make money regardless of the price rise and fall. The investment threshold is low, leveraged trading T+0, and a few thousand dollars can reach the daily rate of return. 20% margin system, with a small fight. And there are supper, which can satisfy the desire of office workers to make money at night. Flexible operation, more suitable for short-term investors.

Any financial investment is risky, and it is unrealistic to talk only about returns and not risks. And at any time, the safety of funds is the most important. Only by reducing risks and prolonging benefits as much as possible can we obtain stable benefits. We can communicate with each other.

There are many platforms for spot investment, some of which have high risk willingness, such as gold and silver, and some are slightly smaller, such as agricultural products, but specific problems need specific analysis.

At present, many spot investment platforms have low requirements for funds, and the national spot development trend is that small funds can also be invested and the handling fee is cheap. Then you must pay more attention when choosing. If you want to choose things with high returns and high risks, such as gold and silver, if you choose things with stable returns, you must pay attention to: choose things with cheap handling fees, so that the transaction cost is low; If the fluctuation is stable, the investment will be stable; Try to choose a small contract, because you can do it without much money, and a small contract of 2000-5000 is suitable; Try to choose the one with better risk control, so that the funds are safer.