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What is the difference between foreign exchange risk reserve and deposit reserve?
Foreign exchange risk reserve, that is, the central bank requires financial institutions to withdraw 20% of the foreign exchange risk reserve from the forward sale of foreign exchange, and freeze it for one year without interest. In other words, the monthly forward foreign exchange sales scale of financial institutions must be turned over to the central bank in the next month according to 20% of the scale, with no interest for one year.

Deposit reserve refers to the deposit prepared by financial institutions in the central bank to ensure the needs of customers to withdraw deposits and settle funds. The ratio of the deposit reserve required by the central bank to its total deposit is the deposit reserve ratio. That is, commercial banks deposit part of their deposits in the central bank for interbank fund settlement and the need to ensure customers' withdrawal. This part of the deposit is called deposit reserve.

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