Rural credit cooperatives: 96596
The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.
Here is a description of the credit loan telephone numbers of other banks.
1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.
2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.
3. China Merchants Bank 800-820-5555
4. Bank of China 800-820-5288
5. China Construction Bank 800-820-0588
6. Agricultural Bank of China 800-8 19-5599
7. Bank of Communications 800-988-8888
8. China CITIC Bank 800-999-5558
9. Minsheng Bank 800-8 10-8008
10, Shanghai Pudong Development Bank 800-820-8788
The following are national calls.
1 1, Industrial Bank 9556 1
12, Industrial and Commercial Bank of China 95588.
13, Bank of China 95566
14, China Construction Bank 95533
15, Industrial and Commercial Bank of China 95588
16, China citic bank 95558
17, Agricultural Bank of China 95599
18, Minsheng Bank 95568
19, China everbright bank 95595
20. Bank of Communications 95559
2 1, Guangfa Bank 95508
22. Shanghai Pudong Development Bank 95528
23. Shenzhen Development Bank 9550 1
24. Huaxia Bank 95577
25. Industrial Bank 9556 1
What is the loan telephone number of China Merchants Bank?
The loan telephone number of China Merchants Bank is 95555. China Merchants Bank loans need to meet the following conditions:
1. The applicant is required to have a fixed residence at the place where the loan bank is located, and can provide a valid residence certificate.
2. The applicant must be at least 18 -65 years old and have full capacity for civil conduct.
3. Personal credit information is in good condition and there is no bad credit record.
4 have a stable job and income and the ability to repay the principal and interest of the loan on time.
ICBC Loan Telephone Manual Customer Service
The telephone number of ICBC loan manual service is 95588.
Call ICBC customer service hotline 95588 to directly transfer to personal loan service, which is also ICBC's comprehensive service hotline. General consulting business and handling business can be carried out through this phone. If you want to apply for a loan, you can consult the materials you need to prepare first, and then fill out the application form at ICBC outlets to apply for a loan. When making this call, first select the business to consult according to the voice prompt. If you need to transfer the manual customer service call, please call first, wait for the voice broadcast for a while, then press "9", and then select the corresponding service according to the prompt to connect the manual customer service of ICBC. Please note that if there is no answer, the system may be busy. It is recommended to dial later. So, if you want to apply for a loan in China Industrial and Commercial Bank or know the relevant loan information, you can call this number for consultation. In addition, you can learn about the loan information through ICBC's online banking, and you can also apply for a loan online.
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Matters needing attention in handling loans
1. Loan amount: When applying for a loan, the applied amount should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. The loan amount should be reasonable. Be sure to make a budget before applying for a loan. The loan amount can be increased by 10% on the basis of the budget. If you exceed this limit, you may have to pay for your irrationality. Ask the total interest of the loan. Zero interest rate is not equal to zero interest, so don't confuse the two. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.
2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. Confirm whether the materials are ready. Collect four sets of loans: copy of personal ID card, work certificate, punch card salary and personal credit report, and you can almost summon the credit manager. And determine whether you meet the loan application conditions, including age, work place and working years in this unit, income requirements, credit status, occupation or industry restrictions and so on. If these six elements are up to standard, you can apply with confidence.
3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination. That is, the use of loans should be in compliance. If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.
China Ping An Pratt & Whitney Loan Telephone
1. In many loan contracts, Ping An Pratt & Whitney will indicate the calculation method of liquidated damages for early repayment. You can refer to the contract;
2. The customer service telephone number for calling Ping An Pratt & Whitney Loan is: 0353-6222-678. Ask the customer service staff to help you check the calculation method of liquidated damages for your products;
3. Contact the loan specialist through the official WeChat account of Ping An Pratt & Whitney Loan and ask them what the penalty for prepayment of Ping An Pratt & Whitney Loan is.
After introducing the content of liquidated damages, Xi Cai Jun will introduce the specific methods of prepayment.
1. Log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal, interest and prepayment penalty according to the amount prompted by the system.
2. Download and log in to Ping An Pratt & Whitney Mobile APP, enter your own loan account, find the loan order to be returned in advance in the order bar, and select all repayment.
3. Contact the account manager who provides services for himself and make repayment at the offline business outlets of Ping An Pratt & Whitney.
Extended data:
Ping An Pratt & Whitney has established a set of risk control management mechanism including credit risk management and credit management system. It includes a central risk control mechanism that runs through the whole process before, during and after the credit granting, and adopts a periodic risk management mode to dynamically monitor customer information in an all-round and uninterrupted way through the "three lines of defense" of the regular business department, the approval risk control center and the risk control department.
In addition, Ping An Pratt & Whitney has accumulated the advantages of big data in the past 1 1 year, innovated the risk control model, and constantly optimized our risk control model by drawing lessons from the leading technology of the international consumer credit industry, so that customers can get more evaluation in the model, and constantly improve the central risk control management mechanism of credit risk management and credit management system.
At the same time, the scorecard model used by Ping An in inclusive finance draws lessons from the leading technology of the international consumer credit industry, combines its own accumulated business data for many years, and comprehensively evaluates customer risks based on credit records, customer natural attributes and third-party big data information.
What is the customer service phone number of the bank loan?
1. Industrial and Commercial Bank of China 95588. Bank of China 395566. Agricultural Bank of China 95599. China Construction Bank 95533 5. Guangdong Development Bank 95508 6. Shanghai Pudong Development Bank 95528 7. CITIC Industrial Bank 95588. Postal savings and remittance bureau 1 188. 8+0 10. Shenzhen Development Bank 9550 1 1. Bank of Shanghai 962888 12. Minsheng bank 95568 13. Bank of communications 95559 14. Huaxia Bank 957765756
Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Bank loans generally need to provide guarantees, house mortgages, income certificates and good personal credit information before they can apply. In different countries and different development periods of a country, the types of loans classified according to various standards are also different. According to different classification standards, there are many types of bank loans. For example:
1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;
2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts;
3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;
4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.
5. According to the loan scale, it can be divided into wholesale loans and retail loans;
6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.
Successful lending can refer to the following skills:
1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.
2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.
3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability and family income in detail. Make sure that your loan can be repaid on time no matter when, where or how.
4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.