On the 5th, I made an appointment with the bank staff 1 hour to learn about the investor's account, because I wanted to know whether I could make futures investment. I thought half an hour was enough. As a result, 1 hour passed quickly, and I really learned the most useful information for myself. BMO Bank of Montreal has investorline, which is a branch specially prepared for investors and can open related accounts independently. I started with a tax-free account? Free? Savings? The account, referred to as TFSA, was promoted in 2009, and about 5,500 Canadian dollars can be deposited into the account every year. The income generated by this account is completely tax-free, even if you earn 6,543,800 yuan, you don't have to pay tax. So far, my limit is about 30 thousand yuan. I applied for a current account this time, and I can borrow 50% of the principal and 8-9% of the interest. For example, I have. For investment, but you have to pay interest, but my suggestion is not to invest all of this 5000 yuan, because if you have some losses on your books, the bank will ask you to close your position and so on. You could have made money for a long time, but because of their intervention, it may cause losses, so I only suggest investing 60%. You can use all your principal, but you should never use all the borrowed money. For example, people can lend me $5,000, and I only borrow $3,000. Maybe the interest will be less. The only investments that can be made under a bank account are US stocks and funds (the Canadian stock market can also be used, but I don't pay attention to it), excluding futures foreign exchange. I called Intybus Montreal this morning, and I paid $65,438+04,000. I can use foreign exchange for foreign exchange investment, and the monthly interest rate is 65,438+00.

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