Not a dunning number.

Under normal circumstances, the collection will generally take the landline to call the overdue lender for collection, mainly focusing on the numbers starting with 057 1, 0755, 02 1. If there are overdue loans, the number at the beginning of these figures may be collection.

After the lender is overdue, it is only one aspect for the lender to call the lender to urge repayment, and it will also report the lender's overdue behavior to the personal credit information system and collect penalty interest. Therefore, if the lender is overdue, it is best not to avoid it and need to take the initiative to solve the debt problem.

The front "05 14" should indicate the area code, and the back "8032" should be 4 digits, and the fixed telephone number with the long-distance area code of 05 14 should be 8 digits, so this is not a landline number. It may be the service number of the telecom operator, VoIP or some other number display device.

What is the customer service phone number of the bank loan?

1. Industrial and Commercial Bank of China 95588. Bank of China 395566. Agricultural Bank of China 95599. China Construction Bank 95533 5. Guangdong Development Bank 95508 6. Shanghai Pudong Development Bank 95528 7. CITIC Industrial Bank 95588. Postal savings and remittance bureau 1 188. 8+0 10. Shenzhen Development Bank 9550 1 1. Bank of Shanghai 962888 12. Minsheng bank 95568 13. Bank of communications 95559 14. Huaxia Bank 957765756

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Bank loans generally need to provide guarantees, house mortgages, income certificates and good personal credit information before they can apply. In different countries and different development periods of a country, the types of loans classified according to various standards are also different. According to different classification standards, there are many types of bank loans. For example:

1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;

2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts;

3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;

4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.

5. According to the loan scale, it can be divided into wholesale loans and retail loans;

6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.

Successful lending can refer to the following skills:

1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.

2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.

3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability and family income in detail. Make sure that your loan can be repaid on time no matter when, where or how.

4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.

Can I guarantee a loan by leaving my phone number with someone else?

When someone gets a loan, you need to fill in the emergency contact. If your phone number is an emergency contact, you are likely to receive text messages and phone calls when the other party is overdue. Just ignore or explain the situation and let the other party cancel.

Can I guarantee a loan by leaving my phone number with someone else?

A friend keeps your phone number for a loan, not asking you to be a guarantor, but a loan voucher. Under normal circumstances, you don't have any risks, but for the sake of safety, you must first determine three things.

1. What unit is calling? If it is a bank, they usually introduce themselves first, just to prove whether this person exists or whether this person works there. This is just your relationship with him. If you have a personal loan, you must answer it seriously. As long as sensitive words such as guarantee and good friend are involved, be careful what you say, and don't promise casually to avoid being maliciously recorded.

You should ask your friend what kind of loan he actually borrowed, and whether it is different from the caller.

Before you hang up, you should add that this is just a friend's proof, and there is no promise or guarantee.

How can I cancel someone else's loan and leave my phone number?

You can contact the handling bank and explain that it was written into the lender's mobile phone number without knowing it, or when the handling bank calls to ask whether the mobile phone number is the lender during the loan review stage, it can just say that it doesn't know the situation.

The telephone number left at the time of loan as an emergency contact means does not mean that you are responsible for any overdue debts of the lender. The emergency contact is neither a lender nor a guarantor, but in case the lender cannot be contacted, the bank can find the lender through the emergency contact. Therefore, the emergency contact person has no repayment obligation. If the emergency contact person is required to repay or threatened, he can take legal measures to protect himself.

Does it affect me to leave my phone number with someone else for a loan?

If your mobile phone number is leaked and reserved for lending institutions and platforms when others apply for loans, it may have a certain impact.

Because in loans overdue, platforms and institutions will often call the borrower himself according to the phone number reserved by the borrower to remind the other party of repayment. Therefore, once your number is used when someone else applies for a loan, when the other party does not repay the loan, you are likely to receive a call from the platform organization.

This situation directly tells the other party that he is not the borrower, so that the other party can stop calling to remind the repayment and go to the real borrower for collection.

In order not to receive a collection call inexplicably, everyone must pay attention to keeping personal information well to avoid information leakage. You know, once personal information is known by others, it is likely to cause security risks. If it is used by criminals, it will be bad. Of course, your phone number may also be used by some "friends".

What's the customer service phone number of the credit loan?

Rural credit cooperatives: 96596

The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.

Here is a description of the credit loan telephone numbers of other banks.

1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.

2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.

3. China Merchants Bank 800-820-5555

4. Bank of China 800-820-5288

5. China Construction Bank 800-820-0588

6. Agricultural Bank of China 800-8 19-5599

7. Bank of Communications 800-988-8888

8. China CITIC Bank 800-999-5558

9. Minsheng Bank 800-8 10-8008

10, Shanghai Pudong Development Bank 800-820-8788

The following are national calls.

1 1, Industrial Bank 9556 1

12, Industrial and Commercial Bank of China 95588.

13, Bank of China 95566

14, China Construction Bank 95533

15, Industrial and Commercial Bank of China 95588

16, China citic bank 95558

17, Agricultural Bank of China 95599

18, Minsheng Bank 95568

19, China everbright bank 95595

20. Bank of Communications 95559

2 1, Guangfa Bank 95508

22. Shanghai Pudong Development Bank 95528

23. Shenzhen Development Bank 9550 1

24. Huaxia Bank 95577

25. Industrial Bank 9556 1

ICBC Loan Telephone Manual Customer Service

The telephone number of ICBC loan manual service is 95588.

Call ICBC customer service hotline 95588 to directly transfer to personal loan service, which is also ICBC's comprehensive service hotline. General consulting business and handling business can be carried out through this phone. If you want to apply for a loan, you can consult the materials you need to prepare first, and then fill out the application form at ICBC outlets to apply for a loan. When making this call, first select the business to consult according to the voice prompt. If you need to transfer the manual customer service call, please call first, wait for the voice broadcast for a while, then press "9", and then select the corresponding service according to the prompt to connect the manual customer service of ICBC. Please note that if there is no answer, the system may be busy. It is recommended to dial later. So, if you want to apply for a loan in China Industrial and Commercial Bank or know the relevant loan information, you can call this number for consultation. In addition, you can learn about the loan information through ICBC's online banking, and you can also apply for a loan online.

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Matters needing attention in handling loans

1. Loan amount: When applying for a loan, the applied amount should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. The loan amount should be reasonable. Be sure to make a budget before applying for a loan. The loan amount can be increased by 10% on the basis of the budget. If you exceed this limit, you may have to pay for your irrationality. Ask the total interest of the loan. Zero interest rate is not equal to zero interest, so don't confuse the two. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.

2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. Confirm whether the materials are ready. Collect four sets of loans: copy of personal ID card, work certificate, punch card salary and personal credit report, and you can almost summon the credit manager. And determine whether you meet the loan application conditions, including age, work place and working years in this unit, income requirements, credit status, occupation or industry restrictions and so on. If these six elements are up to standard, you can apply with confidence.

3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination. That is, the use of loans should be in compliance. If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.

Excuse me, what's the use of the borrower asking for my mobile phone number?

The mobile phone number of the loan is to contact you when you haven't paid it back and repay it in time.

If a friend borrows money and leaves your phone number, for safety reasons, you must first determine three things:

First, what unit is calling? If it is a bank, usually they will introduce themselves first, just to prove whether this person exists or works there, and your relationship with him is just that. If it is private lending, you should answer it seriously. As long as sensitive words such as guarantee or good friend are involved, we should be careful not to agree casually to avoid being maliciously recorded.

Second, you should ask what kind of loan your friend borrowed, and whether it is different from the caller.

Third, before you hang up, you should add that you are just making a certificate for your friend, without making any promises or guarantees.

The loan guarantor refers to the behavior that the guarantor and the creditor agree that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility according to the agreement. When the debtor fails to perform the loan repayment obligation, the loan guarantor needs to bear the guarantee responsibility, that is, bear the repayment responsibility within the scope of the guarantee amount. Guarantee is divided into general guarantee and joint guarantee. If there is no agreement on the form of guarantee, it shall be regarded as joint and several liability for guarantee.