There are three charges of "speculating in uncompleted flats": first, endangering financial security; Secondly, it distorts the market demand; Thirdly, there is room for tax evasion. A considerable number of speculators in the property market rely on bank loans, and some people use loans to speculate on multiple properties at the same time. From the perspective of funds, he is a futures trader. If one link can't keep up, it will lead to a chain reaction of capital breakage, resulting in greater repayment risk. Speculation has a group effect of "adding fuel to the fire" Once the property market falls, the ultimate risk will be placed on banks.

"Speculation on pre-completed flats" masked the real demand of the market, and the virtual demand was constantly enlarged, which led to the imbalance between supply and demand and the ups and downs of the market. At the same time, tax evasion of "uncompleted flats" is common. Because the actual house price is often not reflected in the transfer contract, the direct consequence of statistical distortion is that the official statistical data is low, which makes managers and the public underestimate the increase and risk of the property market. At the end of speculation in Hong Kong's property market, mortgage prices and rents were "upside down". For example, a house that pays a mortgage of 20,000 yuan a month can only rent several thousand yuan; After the sharp drop in property prices, many "negative-equity families" appeared, which brought serious financial risks and social problems.

Faced with the possible problems of "speculation in uncompleted flats", some people worry that "speculation in uncompleted flats" will affect the development of Wuhan property market. Real estate investment is one of the industries with the greatest return potential at present. Moreover, "speculation" can only be "hyped" if some properties are selling well.

The average increase per square meter of hyped buildings (including "trays" and "retail investors who speculate in uncompleted flats") is between 200 yuan and 500 yuan. Although the temporary impact on the Wuhan property market is not great, the market sometimes fails. Once artificial pallets appear on the market, the government will come forward to balance them. Because the development of man-made pallets is very harmful in the end, Haikou's real estate caused many unfinished buildings a few years ago. Professor Peng Xingyu from Zhongnan University of Economics and Law said that real estate and finance are closely related to the people. Once something goes wrong, it will affect social stability and normal economic operation, and the government must intervene.