The United States and many other countries have trade deficits, but it is the world's number one consumer market, but the economy of the United States is still very large. Americans usually put their money into insurance. They like to invest, and all their money is in stocks, real estate and other investment undertakings, and will not be put in the bank.

The United States has been clamoring for a huge trade deficit with other trading partners before, and President Trump also hopes to narrow this trade deficit through the escalation of trade friction, so that the trade deficit between the United States and other countries can be narrowed. In fact, the United States not only has an annual trade deficit of $460 billion with China and other countries, but also has a huge trade deficit with most countries in the world.

Although the United States has a population of only 320 million, it is the first consumer market in the world. Americans like to spend in advance and overdraw. In the United States, the supply of goods in low-end manufacturing industry is insufficient and basically blank, so we can only import a large number of cheap goods from other countries. To put it bluntly, after the global division of labor, the United States is mainly engaged in high-end manufacturing, while American citizens can only rely on imports for their daily necessities. In this case, it is not surprising that the United States has a huge trade deficit with most countries.

Every American has five insurances, so invest your money in insurance. Because the yield of insurance is 5% or even higher, which is far greater than the savings rate of American banks and has long-term income, many insurance companies are richer and have more say than banks. Because the United States has good welfare and the largest insurance leverage, Americans are more willing to invest. Futures, stocks, real estate, industry, bonds, trusts, funds, collectibles, etc. Occupy most of the investment market, no one wants to deposit money in the bank.