Bank transfer means that investors transfer funds between their bank settlement accounts and futures margin accounts of futures companies through the entrustment channels provided by banks or futures companies, and futures companies increase or decrease the balance of investors' futures fund accounts accordingly. Investors can open bank transfer business through bank counters or personal online banking.

Generally speaking, there are no restrictions on investors' deposits and withdrawals, and different banks and futures companies have different restrictions. Generally, you can transfer up to 6,543,800 yuan at a time. If the transferred amount and times exceed the system default, the customer can contact the staff of the sales department to apply for withdrawal limit, and the headquarters can verify whether it meets the withdrawal requirements and set the limit required by the customer, so that the customer can successfully withdraw money.

At the same time, it should be noted that investors must transfer money in the silver period within the business processing time, otherwise they cannot transfer money in the silver period.

Extended data:

Bank transfer processing flow

Bank-to-bank business involves three parties: futures investors (i.e. customers), banks and futures companies, and the procedures are as follows:

First, customers open futures margin accounts in futures companies;

Then go to the bank counter to sign the bank-to-bank contract and sign the service agreement. Some banks can sign the contract through online banking themselves.

The five depository banks for futures deposits of industry, agriculture, China, China Construction and Shanghai Stock Exchange have all opened national centralized bank transfers.

Characteristics of bank transfer:

Security: the system adopts a special grid information security machine, so as long as you don't disclose the relevant operation password, the system absolutely guarantees the security of your fund transfer;

Flexibility: the system can transfer money at the same time at the bank and futures (online);

Geographical universality: the company opened a nationwide customer fund transfer for the first time;

Account consistency: fund accounts correspond to bank accounts one by one, ensuring the security of fund transfer;

Real-time posting: each transaction is received in real time and offset in real time;

Convenient inquiry: the transaction results can be inquired in time, which ensures the consistency of transactions between the two parties;

The fastest operating system design: Futures investors only need to press the button on the online self-service terminal of futures companies to make a simple choice. Even if you are in a different place for a few minutes, you can complete the transfer transaction from the futures fund account to the personal account of the bank, and you can also transfer funds through CCB telephone banking.

Silver period transfer time:

(1), Monday to Friday (except legal holidays). Generally speaking, the time for a futures company to transfer money to a bank settlement account is 8: 30- 15: 30.

(2) During the night trading hours, you can also deposit money (that is, transfer the bank settlement account to the futures margin account), but you can't withdraw money.

(3) Bank of Communications provides 7*24-hour silver transfer service, which can be transferred by opening the trading host of the futures company.