Every company has many products. If you don't explain your basic situation and needs, and if any agent can recommend products to you, it means that the promotion is in place. If you want an agent to recommend insurance products and services for you from the perspective of a third party, from a fair and objective standpoint and from your actual needs, you should first highlight the basic situation and your own requirements. At the same time, it is suggested not to be superstitious about which company's products are particularly good and which company's income is particularly high. From the beginning, the range of choice has been set, so no matter how you choose, it may still be the same. Today, I made a plan for two couples, and equipped the products of three companies. The premium is also more than 65438+ 10 million a year, and the payment is 20 years. The coverage is relatively comprehensive, and it has been adjusted six times according to customer needs. First of all, I provide four different types of main insurance for customers to choose from. After repeatedly confirming the demand, I configured hospitalization allowance products for the couple: critical illness protection+term life insurance+accident+unexpected medical treatment+guarantee renewal. Therefore, a comprehensive protection scheme needs to be discussed with you constantly, and you also need to take the initiative to choose and choose. Frankly speaking, if I am a colleague of Xinhua and see your requirements, I can't design the scheme, because the design is also my company's initiative, or I am wishful thinking. If I recommend it to customers, it is also a product-oriented promotion.