Which formal loan platform is the best:

1. 360 IOU

360 IOU is a credit platform under 360 Finance. It has been online for more than four years and has served many customers. Users are provided with instant consumer loans. The loan term of 360 IOU is relatively flexible and can be repaid in 3, 6 or 12 installments. Interest is calculated on a daily basis, with the lowest daily interest rate starting from 0.027%. The application materials are very simple. You only need your ID card and mobile phone number and password for authorization. You can apply for a loan by ordering a bank card.

2. Gome Easy Card

Gome Easy Card is a loan product of Gome Group. The loan limit is between 1,000 and 150,000. The repayment is very convenient. You can borrow and repay at any time. Apply The requirements are a bit stricter than those of ordinary online loan platforms. The borrower needs to be between 18 and 45 years old, have good credit, and have a stable source of income. The loan can be disbursed quickly, as fast as 5 minutes.

If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, complying with national supervision. .

You have money to spend, the loan amount ranges from 500 yuan to 200,000 yuan, the annualized interest rate starts at 7.2%, and the one-day interest for borrowing 10,000 yuan starts at 2 yuan. The loan term is long, and the loan can be borrowed on a daily basis and can be borrowed the next day. Also, interest is calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in the fastest 30 seconds, payment in 1 minute, without any hidden charges.

Du Xiaoman-If you have money to spend (second batch), click online to measure your balance

Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.

3. Orange Flower

Ping An Consumer Finance Orange Flower has a maximum loan amount of 200,000. Compared with ordinary online loans, Orange Flower can cover all consumption scenarios. It is more convenient. The daily interest rate starts from 0.039%. The credit line given by the system can be used anytime and anywhere. No secondary review is required. The borrower needs to answer professional questions and have academic records from Xuexin.com. It is better to apply if the academic qualifications are college or above.