Quotation: refer to the quotation in US dollars and settle in RMB. Adjust the exchange rate of US dollar against RMB before 08:00 every morning.
Minimum sales unit: 1 kg
Silver is divided into four specifications: 1 kg, 10 kg, 50 kg and 100 kg.
Price fluctuation: the minimum fluctuation unit of silver is 1 yuan/kg.
Trading time: 07 am on Monday, Beijing time; 00: 00 to 03:00 on Saturday morning (except liquidation time and international financial holidays)
Daily clearing time: 04:00-07:00 am on each trading day is the system clearing time, during which no transactions can be made. After the liquidation, the customer holds the bill with the closing price of the previous trading day.
Number of trading lots: you can make up to 8 lots per transaction, and you can place unlimited orders.
Contract settlement: According to the authorization of the customer, when the ratio of the total payment amount of the account to the used advance payment is less than 60%, the system will make a one-time compulsory settlement for all positions held by the customer. (If there is a gap in the market, it shall be settled at the gap price. )
Inventory fee: free of inventory fee, the only interest-free precious metal platform in China. Gold and silver have the eternal value of international reserves, and their natural quality, noble and beautiful color and extremely high unit value are the knowledge formed by human society after thousands of years of historical accumulation. They are easy to carry, have no credit risk, and have their own unique characteristics: not easy to deteriorate, not easy to forge, easy to identify, easy to circulate, preserve and increase value, and hedge investment, all of which make them the assets of the state and individuals. No matter how the society changes, the country changes and the currency changes, the value of gold and silver is eternal. Therefore, it is widely used in international reserves and recognized internationally. As a last resort when necessary, it has played an important economic role since ancient times.
Economic downturn, low interest income from bank deposits, weak stock market, weak fund succession and increased risks in the property market make it difficult for these mainstream financial management methods to outperform inflation. This shows that investors' money bags are shrinking. In the face of global economic turmoil, inflation, financial crisis, political turmoil and low real interest rate, precious metals will become a safe haven for assets because of their scarcity, value preservation and global monetary function.
Take the domestic pawn industry as an example, the discount rate of gold and silver is the highest, which can reach 90%, while real estate, antiques, cars and securities can't do this. In other words, when necessary, you can at least get paper money at the price of 10% off the gold price and silver price at that time to solve the urgent need. Domestic banks and precious metal processing enterprises have been able to exchange old gold and old silver. From the investment point of view, the realization of gold and silver has further enhanced investors' desire to invest.
China is the largest gold and silver market in the world. It is predicted that in 20 15 years, the consumption of gold in China will exceed 1000 tons/year, and the consumption of silver will reach 6000 tons/year. The daily trading volume of futures and spot markets will exceed one billion. However, China does not have the pricing power of gold and silver. London is the trading and pricing center of the global gold and silver market, mainly for off-site spot trading; New york is the world's largest gold futures market, with futures trading as the mainstay. These two markets directly affect the trend of the global precious metals market. 1. The objectivity of investment risk will not be eliminated because of the subjective consciousness of investors. Investment risk is formed by uncertain factors. Therefore, investors should face it calmly, not with a negative attitude towards a certain decline, nor with an optimistic attitude towards a certain rise. These risk factors often exist, so to some extent, we should face them calmly and take remedial measures.
2, mentality can reduce the degree of risk, often enter the investment, first of all, we must understand the existence of risk. Therefore, we must have a certain psychological endurance, and the benefits and risks always coexist. Most people consider risk from a negative perspective, and even think that there will be losses if there is risk. It is precisely because of the negative and uncertain factors of risk that people dare not face up to and face the investment market, so they are unwilling to move forward.
3. The variability of investment risk is also very strong. Because the factors that affect the price of silver change from time to time, it will cause profits and losses to investors' funds, and there may be repeated changes in profits and losses. The risk of investors will decrease with the increase or decrease of customers' funds, but this risk will not disappear completely.
4. In the process of fund operation, it is inevitable that the fund will lose money because of mistakes. If the risk can be controlled reasonably, it will help to maintain a good investment mentality in the event of losses, reduce blind operation in emotional panic and reduce the possibility of continuous losses.
5. Investment risk is predictable. The fluctuation of silver price is influenced by other factors, such as the trend of crude oil and US dollar, and the change of geopolitical factors. The analysis of these factors is predictable for the operation of silver investment. Objective and rational analysis will provide some guidance for investment operation. Individuals, companies and banks are directly supervised by the third party of China Bank, and their reputation is guaranteed.