The "endowment insurance", one of the four guarantees of Nanyang, is still unclear to many partners today. What is capital supervision? Why do you have to sign a contract with the bank before you can save or withdraw money? A partner told me that recently, a self-media platform built several WeChat groups, misleading everyone in the group, saying that our trading funds are in the company, saying that where are the capital companies with at least 654.38 billion dealers? Xiao Bai worries me about such an industry. Confucius said that "knowing is knowing, not knowing is not knowing, and knowing is also". I think building a group is to shoulder the responsibility to the group, and don't mislead everyone. It is necessary to know that the media and WeChat groups are all facing the public, and every sentence of the principle question must be based on facts. Let's not talk about the industry taboo of building a group without authorization. As the owner of many groups, it really makes me speechless to say such unprofessional words.
Fund supervision (from custody), also known as third-party supervision. Fund supervision is used in many industries, such as stocks, funds, futures, and our common real estate transactions. For Nanyang Bulk, fund supervision means that the transaction funds of buyers and sellers are not directly transferred through the account of Nanyang Bulk Company, but through the "special account" for fund supervision opened by Nanyang Bulk Administration Department in conjunction with banking institutions. Every transaction of ours is transferred through the bank's automatic settlement and transfer function. Even if this trading account is established by an enterprise, it belongs to a bank, which is essentially different from the ordinary corporate account of an enterprise and basic deposit account.
The fund supervision of Nanyang bulk spot trading is only one level lower than that of stocks and futures. Stock futures are supervised by China People's Bank and China Securities Regulatory Commission, while Nanyang bulk spot trading is supervised by China People's Bank Henan Branch and China Securities Regulatory Commission Henan Securities Regulatory Bureau. Although the supervision level of the fund is one level lower than that of stock futures, this does not mean that the fund can be abused at will. The funds in the transaction can only enter the Nanyang bulk account after delivery, which is equivalent to the meaning of "one-handed payment and one-handed delivery" in ordinary business.
For example, in trading activities, when we buy the original price goods of 10, the funds will be transferred to the seller's account. When we launch a product, the funds of this product will be transferred to the company's account. Therefore, fund supervision means that both buyers and sellers have signed accounts in the supervision bank, and the bank is the main body of fund supervision, ensuring the safety of trading funds of buyers and sellers and safeguarding the rights and interests of buyers and sellers. Just like Alipay, which is used to buy things in Taobao, it is also a truth that the other party can receive the payment only after we confirm the receipt.
In today's chaotic Internet, there are also many platforms under the banner of spot trading, and there are no regulatory measures for trading funds. Be sure to identify it carefully, and it will easily lead to unnecessary disputes if you are not careful. Only by adopting the platform of fund supervision or fund custody can the safety of traders' trading funds be truly guaranteed. These two modes are to supervise the funds through the special account of the bank, and no other unit or individual can use the funds without any transaction. Other trading modes will make the transfer of funds have certain risks.
Take Nanyang's commodity trading as an example. Every time we buy or sell goods, it is automatically settled by the settlement system of Ping An Bank, our contracted supervision bank. After settlement, T+ 1 will be automatically transferred to the available fund account of our bank. For example, for the first product, the purchase price 1960 yuan, the bank will transfer the money to the trading account of the person you bought; The price is 2090 yuan. Whoever you sell your products to, the bank will transfer the other party's funds to your trading account, which is called "matching transaction" on the platform. In addition, our transaction fee of 5‰ per transaction, that is, a total of 20.25 yuan, is also automatically settled by the bank's settlement system and transferred to the company's account, including a product we brought home. This 190 yuan was also transferred by the bank to the company. Except for the transaction fee and one-time delivery, all the funds are transferred to the company's account, that is, our warehouse receipt, just like we hold positions to buy stocks, and no one can touch our penny except ourselves. It is a truth that stocks can be realized when they are thrown out.
Therefore, at any time, we don't need to panic. Even if something bad happens suddenly, we should learn to manage our fears. We are engaged in Nanyang bulk trading or stock trading. When the market is not good, panic can't solve any problems. If the system failure of10 June 12 can be treated calmly and don't panic, then our market will not be the result of today. In fact, everyone's panic or anxiety stems from their ignorance of the supervision of funds in the spot industry.
To control our fears, whether it is today's Nanyang block trade or other trading activities in the future, what we need is a correct cognition and mentality, adjust our mentality and wait for the opportunity. If we can face the market calmly, then the market will be conquered by us! Next, our new journey is about to begin! Come on, guys.