The Opinions put forward that financial institutions should focus on eight key areas, such as consolidating and expanding poverty alleviation achievements, increasing financial resources to key counties for national rural revitalization, strengthening the financing guarantee for important agricultural products such as grain, establishing and improving the financing support system for seed industry development, supporting the construction of modern industrial systems in rural areas, increasing investment in green development of agriculture and rural areas, studying effective models to support rural construction actions, and doing a good job in integrated financial services for urban and rural development.
The Opinions integrate and optimize the original financial precision poverty alleviation products, financial agricultural products and loan products in the field of people's livelihood, focusing on the development of micro-loans, industry-driven loans, loans for new agricultural business entities, loans in the field of people's livelihood, loans for agricultural and rural infrastructure construction, insurance products and other ten types of financial products, giving full play to the joint efforts of financial sub-markets such as credit, bonds, equity, futures and insurance, and enhancing the pertinence and operability of policies.
The Opinions put forward clear requirements for banking financial institutions to improve their service capabilities, and urged banking financial institutions to improve the rural financial organization system, improve internal resource allocation and policy arrangements, and strengthen financial technology empowerment.
At the same time, it is clear in the Opinions that the rural basic financial services will be continuously improved, the rural financial ecological environment will be optimized, and the incentives and constraints on banking financial institutions will be strengthened through measures such as financial support, fiscal and tax incentives, risk sharing, assessment and supervision.