If the annual interest rate is 10%, then the interest is 3000 yuan.

2. What is the annual interest on a loan of 10,000 yuan?

Take the loan of 654.38+00000 yuan as an example, the annual interest rate is 5%, and the annual interest is 654.38+000005% = 500 yuan. One month's interest is100005%/12 = 41.66 yuan, and one day's interest is 100005%/360= 1.38 yuan. From the interest point of view, the annual interest rate of 5% is very low.

Applying for a loan is a very common thing for contemporary young people. However, before applying for a loan, everyone must consider the interest issue and cancel the loan within their own ability through formal channels.

Interest refers to the reward obtained by the fund owner from lending the fund, which comes from part of the profits formed by the producers using the fund to play their business functions.

Interest is one of the manifestations of the time value of funds. From its formal point of view, it is the reward that the monetary owner gets from the borrower for issuing monetary funds.

As the use price of funds, interest plays a very important role in the operation of market economy, mainly in the following aspects:

Functions that affect enterprise behavior

As the occupation cost of an enterprise, interest directly affects the economic benefits of the enterprise. In order to reduce costs and improve efficiency, enterprises should do everything possible to reduce the amount of funds, and at the same time compare the costs of various financing methods in the process of financing. If enterprises in the whole society regard saving interest expenses as a common behavior mode, then the efficiency of economic growth will certainly be improved.

Function of influencing residents' asset selection behavior

With the increasing real income level and savings rate of Chinese residents, asset selection behavior has emerged. The increase of financial instruments provides an objective basis for residents' asset selection behavior, and interest income is the main incentive for residents' asset selection behavior. Residents' departments attach importance to interest income and spontaneously produce asset selection behavior, which has an impact on macro-control and micro-foundation reconstruction. Judging from China's current situation, the high savings rate has become a major feature of China's economy, providing a solid financial foundation for the rapid economic growth. The various asset selection behaviors made by residents under the incentive of interest income have contributed to the realization of various macro-controls.

Functions that affect government behavior

Since interest income is closely related to the economic interests of deficit and surplus departments in the whole society, the government can also use it as an important economic lever to regulate economic operation. For example, if the central bank takes measures to lower interest rates, more money will flow to the capital market, and when interest rates increase, funds will flow out of the capital market. If the government raises funds by credit, it can issue treasury bonds at an interest rate higher than the bank's deposit interest rate for the same period, and absorb private monetary funds into the hands of the government for various financial expenditures.

The amount of interest depends on three factors: principal, deposit period and interest rate level.

The calculation formula of interest is: interest = principal x interest rate x deposit term.

3. What is the annual interest on a loan of 10,000 yuan?

Take the loan of 654.38+00000 yuan as an example, the annual interest rate is 5%, and the annual interest is 654.38+000005% = 500 yuan. One month's interest is100005%/12 = 41.66 yuan, and one day's interest is 100005%/360= 1.38 yuan. From the interest point of view, the annual interest rate of 5% is very low. Applying for a loan is a very common thing for contemporary young people. However, before applying for a loan, everyone must consider the interest issue and cancel the loan within their own ability through formal channels. Interest refers to the reward obtained by the fund owner from lending the fund, which comes from part of the profits formed by the producers using the fund to play their business functions. Interest is one of the manifestations of the time value of funds. From its formal point of view, it is the reward that the monetary owner gets from the borrower for issuing monetary funds. As the use price of funds, interest plays a very important role in the operation of market economy, mainly in the following aspects: functional interest, as the occupation cost of enterprises, directly affects the level of economic benefits of enterprises. In order to reduce costs and improve efficiency, enterprises should do everything possible to reduce the amount of funds, and at the same time compare the costs of various financing methods in the process of financing. If enterprises in the whole society regard saving interest expenses as a common behavior mode, then the efficiency of economic growth will certainly be improved. The function that affects residents' asset selection behavior appears when the real income level of residents in China is increasing and the savings rate is increasing. The increase of financial instruments provides an objective basis for residents' asset selection behavior, and interest income is the main incentive for residents' asset selection behavior. Residents' departments attach importance to interest income and spontaneously produce asset selection behavior, which has an impact on macro-control and micro-foundation reconstruction. Judging from China's current situation, the high savings rate has become a major feature of China's economy, providing a solid financial foundation for the rapid economic growth. The various asset selection behaviors made by residents under the incentive of interest income have contributed to the realization of various macro-controls. The function of influencing government behavior Because interest income is closely related to the economic interests of deficit departments and surplus departments in the whole society, the government can also use it as an important economic lever to regulate economic operation. For example, if the central bank takes measures to lower interest rates, more money will flow to the capital market, and when interest rates increase, funds will flow out of the capital market. If the government raises funds by credit, it can issue treasury bonds at an interest rate higher than the bank's deposit interest rate for the same period, and absorb private monetary funds into the hands of the government for various financial expenditures. The amount of interest depends on three factors: principal, deposit period and interest rate level. The calculation formula of interest is: interest = principal x interest rate x deposit term.

4. How much is Shuxin e-loan 1 1,000-year loan?

The interest rate is 3.85%, and the minimum loan interest for this product is 3.85%. Moreover, the loan interest rate is calculated according to the loan market quotation published on October 20th, 2002165438/KLOC-0, and the execution interest rate is calculated according to the loan market quotation on the loan issuance date plus points. Shuxin e-loan is the first full-line credit consumption loan product launched by Sichuan Rural Credit Cooperative, which has four characteristics: online application, quick receipt, independent repayment and recycling.