The operation steps are as follows: after purchase, put the money into Yu 'ebao to buy the money fund. Investors only need to open Yu 'ebao and click "Transfer Out".
The other is to open Alipay, click "Finance", click "Fund", click "Holding" in the lower right corner, find the fund or fixed investment to quit after entering, and click "Sell".
Yu 'ebao is a monetary fund, and it is not necessary to pay the transfer-in and transfer-out procedures. If it is other types of funds, then the charging standard is different. When investors buy funds or investment funds, they can understand the charging standards of buying and selling by looking at the fund profile.
The funds purchased by Alipay platform belong to fund consignment, so there are many types of funds on Alipay platform. Investors can choose money funds, bond funds, stock funds or mixed funds according to their risk tolerance, and the fees of different funds are different.
Extended data:
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.
Alipay (China) Network Technology Co., Ltd., established in 2004, is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.
Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. 202165438+February, Alipay and China UnionPay realized the mutual recognition of national payment scanning code.
Alipay borrowed it and changed it into a credit loan. On February 2nd, 65438 Alipay announced that in 2020, Alipay and China UnionPay started close communication and exploration based on bar code interconnection business, and realized mutual recognition of payment codes in Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi 'an and other cities.