CCB Express Loan is an online self-help loan launched by CCB for individual customers. The loan amount ranges from 1 1,000 yuan to 200,000 yuan. Many friends who applied for the loan found that the loan funds could not be transferred to their accounts. Why? The reason is actually very simple, that is, the regulations and restrictions of the Construction Bank. Let's take a look at the specific situation analysis.

1. Why can't CCB express loan be transferred to its own account?

CCB Express Loan cannot be transferred to its own account, that is to say, it cannot be transferred to its own account opened in other banks, but it can be transferred to its own CCB account.

The reason may lie in the following two aspects:

1, probably hoping that customers can use CCB's debit card account more, but they can't make wedding dresses for other banks, so they give money, and as a result, users can't become their own customers.

2. In order to ensure the safety and use of loan funds, CCB has clearly defined the use of quick loans, which shall not be used for investment and wealth management products such as stocks, bonds and futures, for buying houses or repaying mortgages, or for illegal means. Lending money to CCB's account can better monitor the flow of funds and prevent users from using it by default.

2. How to transfer the quick loan of CCB to your account?

Transfer money again, that is, one more step, and then transfer the money lent to CCB account to your other bank cards.

Note that although you may use other bank cards frequently, you should also ensure that the balance of the lent bank card is sufficient to avoid overdue due to unsuccessful deduction on time.

The above is about "Why can't CCB express loan be transferred to its own account". In fact, many banks will require lenders to have their own debit card accounts, and it is not only CCB Express that has this requirement.