Insurance is reliable. The key lies in the reason why you buy it. If you are doing investment and financial management, please look at the income clearly. The state does not allow words such as minimum guarantee. If you want to be protected, you can consider choosing a bank directly. Insurance or regular financial insurance, if you want to earn more, the income from insurance is not high, it is recommended to switch to regular channels such as stocks or fund futures

Extended reading: How to buy insurance, which one is better, and a step-by-step guide to avoid it These "pits" of opening insurance