It took a lot of effort to get a credit card. I'm so excited after getting the card, but don't forget to activate the card before using it. So, how to activate the credit card quickly? The following is a mobile phone activation credit card raiders, card opening is as simple as that!
As we all know, credit cards are sent to applicants by registered mail. In order to ensure the safety of cardholders, banks require that credit cards must be activated before they can be swiped. When activated, the cardholder needs to provide personal information such as birthday and ID number for verification.
So, how to activate a credit card with a mobile phone?
1. Telephone activation: dial the 24-hour service hotline on the back of the credit card with the mobile phone reserved when handling the card, and activate the card according to the self-service voice prompt. Generally, you need to enter an ID card for verification, and you need to set it if the verification is successful.
Wait, you can use the credit card after you activate it.
2. WeChat activation: Open the mobile phone WeChat, pay attention to the official account of bank credit card WeChat, enter the official account of WeChat, click "Activate Card" and follow the prompts. After activating the credit card, you can bind the card to the official account of WeChat, and you can also check the bill and handle various businesses such as installment.
3. Online activation: Open the credit card official website on your mobile phone, find the credit card activation option, enter the credit card, and follow the prompts. After activating the credit card, set the inquiry password and.
Of course, if you don't want to use the credit card, you can not activate it. However, if the credit card is not activated, there will be some impacts, such as annual fees and credit information. Let's introduce it below.
1. Is there an annual fee if the credit card is not activated?
Most banks stipulate that ordinary credit cards such as Puka and Gold Card will not generate annual fees if they are not activated, but if they are high-end credit cards, such as Platinum Card and above, as long as they are approved, they will generate annual fees regardless of whether you activate them or not.
So everyone should look at what level their credit card is, and then decide whether to activate it or not. If you decide to activate, it is faster to activate with your mobile phone.
2. Will inactive credit cards affect credit reporting?
As long as you apply for a credit card, you will leave a record on your personal credit report. If the card is not activated after the card is issued, it will be regarded as a sub-item of the comprehensive evaluation of the bank when the card is issued again. In short, if you don't open the card or cancel it after you get off the card, it will affect your card use again. In addition, individual banks stipulate that you can't apply for the same type of card again, otherwise the threshold for applying for their home card again will be raised.
Can CCB credit card be activated by mobile phone?
1. Find the application of China Construction Bank on the mobile phone, and click to open the mobile banking of China Construction Bank.
2. Click the following credit card option in the open interface, and then click the activate card option.
3. Enter the credit card information, and then click OK below.
4. After that, you can successfully activate the CCB bank card, then set the payment password, and click OK below.
You can also activate your bank card through your mobile phone (enter your ID number, verify your identity, and activate your bank card as prompted), log in to mobile banking, online banking or call the customer service hotline for manual service.
China Construction Bank, located at No.25 Financial Street, is a large state-owned bank. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second.
20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Construction Bank ranked it as 14. In 20 18, Fortune Global 500 ranked 3 1.
20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd.
20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100.
20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. On June 4, 2020, 65438+ won the evergreen tree award of the 2020 Caijing "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
business
Credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy housing reform finance and personal housing mortgage loans.
Species introduction
Personal housing loan business
Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns.
CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
The credit cards issued by China Construction Bank are all named "Longka". The publicly issued dragon cards include: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
Su Hui yinxing international
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
How to activate a credit card on a mobile phone?
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3
App version: v7. 1.0
Take the Agricultural Bank of China as an example:
Mobile Banking: Please log in to the Mobile Banking of Agricultural Bank of China and click Home → All → Credit Card → Card Manager → Credit Card to be Activated → Card Opening.
In addition, credit cards such as China Guangfa Bank can be activated by mobile phone, but they often need to be activated at the counter.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
Main features:
Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations, which are universal.
It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
It is a high-tech product integrating financial business and computer technology.
Can reduce the use of cash currency.
It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.
It can simplify the collection procedure and save social labor.
Can promote commodity sales and social needs.
Can China Bank Credit Card be activated on the mobile phone?
If you are a new customer of our online application, you need to follow the activation steps on the card letter, and bring your original ID card, card letter and card to any branch of China Bank in the province or city you selected when applying. If you have our ETOKEN authentication tool, you can also use the ETOKEN authentication activation card through our online banking and mobile banking credit card activation functions. If you don't have tax return information in our bank, you need to go to our bank outlets or pay attention to the tax return supplementary documents of the official account of "China Bank Credit Card" WeChat before you can activate the card.
If you are an old customer of our bank, after receiving the card, you can call the 400 customer service hotline or activate the card directly through self-service channels such as colorful life APP. If you are an old customer of our bank or apply for a credit card by other means, you can apply through Bank of China Mobile Banking, "China Bank Credit Card" WeChat official account, Colorful Life APP and online banking. If activated through the customer service hotline 4006695566, you need to use a credit card to reserve your mobile phone number.
The above contents are for your reference. Please refer to the actual business regulations.
This concludes the introduction of whether the credit card can be activated by mobile phone and whether the credit card can be activated by mobile phone. I wonder if you have found the information you need?