At present, our domestic gold investment varieties include physical gold, paper gold, gold futures and Shanghai gold T+D.
There are two ways to buy physical gold. One is to go to a gold shop to buy gold ornaments. Because it involves processing costs such as technology, the gold ornaments in gold shops are generally 40-60 yuan/g higher than the gold price, and generally do not provide recycling. Even if it is recycled at a discount, the intermediate handling fee will become expensive. Therefore, if you want to buy gold for investment preservation, it is not recommended to buy this kind of gold. For decoration, of course.
Another way is to buy standard gold bars directly from the state treasury, which can be sold at the closing price of Shanghai Gold Exchange on the same day. It can be purchased in banks or comprehensive members and gold shops of Shanghai Gold Exchange, and the general handling fee is 5- 10 yuan/gram. However, one disadvantage of buying physical gold bars is that the demand for funds is large, and it is difficult to realize it. Friends with less funds can only hope for gold and sigh.
Paper gold is a kind of securities similar to stocks. Using the bank's online banking transaction, you can't withdraw gold bars, just buy and sell back and forth to earn the difference. At present, ICBC, BOC and CCB all have paper gold transactions, and the handling fee is generally 8 1 gram unilaterally. Friends who have experience in stock investment can try to make paper gold, which is simpler and easier to realize than physical gold. However, the disadvantage of paper gold is that it needs a lot of money, and it is also a unilateral transaction that can only buy up and not buy down. Once the market falls, it can't be traded.
Gold futures and gold T+D both belong to Shanghai Gold Exchange, and both belong to margin trading. Gold futures can open an account in a futures company, which is generally about 10 times leverage, and the trading time is similar to that of stocks. Gold T+D can open an account in a bank or a comprehensive member of Shanghai Gold Exchange. The margin is also about 5- 10 times, and the handling fee is slightly higher than that of gold futures. Because these two varieties are margin transactions, you can buy up and down T+0 transactions, and the risks are relatively large, so friends who make these two varieties must be people who pursue high risks and high returns. Another advantage of gold T+D over gold futures is that trading can last from 9: 00 p.m. to 2: 30 a.m., which is the time when gold fluctuates most, and it can make money without delaying work. Why not? For details of specific transactions, interested friends can check the website of Shanghai Gold Exchange.
I hope it helps you.