At present, many online lending platforms have introduced credit scoring systems, and many online lending platforms have realized blacklist data exchange, sharing borrowers' loan records with other lending platforms. These platforms will set people whose online loans are seriously overdue or even refuse to repay as cyber hackers, and jointly block all online lending platforms.

After being blacklisted, loans will basically be rejected on the online lending platform.

I suggest you take good care of your credit information and online loan big data. You can try to obtain your own online loan big data report and analyze your credit status on data query platforms such as WeChat: "Feiyu Quick Check".