There are two ways to handle the "card-free deposit" business:

1. The customer does not need to insert a bank card. Instead, they only need to enter the account number to be deposited on the ATM with deposit function, and then deposit the corresponding RMB to complete the deposit.

2. To handle the deposit business at the counter, the depositor does not need to provide a bank card, but only needs to provide the deposit account number. At present, all major banks in China have opened the "card-free deposit" business, which is not limited by time and region, does not require identity authentication, and has no daily deposit limit.

Extended data

Beware of the modus operandi of using "no card and no passbook deposit" to commit crimes.

1, as an auxiliary means of various economic crimes.

Criminal suspects use the characteristics of "no card deposit" without providing the depositor's identity certificate and bank card number to transfer criminal funds through ATM to achieve the purpose of concealment. This makes it impossible for public security organs to confirm the identity of criminal suspects in the process of case detection, which increases the difficulty of detection.

2. Use the time difference of the bank accounting system to commit crimes.

This kind of crime is usually committed by two suspects. A criminal suspect went to the counter to handle the "no card deposit" business. After the transaction was successful, the suspect deliberately delayed the time and informed another suspect in a different place to take away the deposited cash.

When the money was successfully transferred, the criminal suspect who handled the business proposed not to deposit any more for various reasons and asked the teller to return the cash that had just been deposited. Because it takes some time for the bank accounting system to update the data, criminal suspects can often withdraw money from different places and deposit the cash in bank outlets. "No card deposit" does not need to provide the depositor's name and card number, so that the suspect can get away with it.

3. Deliberately placing a bank card on the ATM to defraud the "no card deposit" business.

When the criminal suspect saw someone handling the "no card deposit" business, he put the bank card into the card slot of the ATM machine in advance, and at the same time quickly set up the ATM machine to display the deposit business.

Because the "card-free deposit" business does not require depositors to insert bank cards, depositors often do not pay attention to whether there is a bank card in the card slot. When the page shows deposits, they will inadvertently deposit cash and leave immediately. At this time, the suspect will take the bank card and obtain illegal deposits.

People's Network-Beware of using "no card, no passbook deposit" to commit crimes.