There are many kinds of personal investment and wealth management products, including baby money fund, certificate of deposit, smart deposit, national debt, fund, gold, trust and insurance securities wealth management. Different products have different investment starting points and corresponding risk levels, so you need to choose products that suit your risk preference, target income and liquidity preference. For example, safer products include money funds, certificates of deposit, and smart deposits. , but its return is relatively low, while equity funds are risky, but the probability of obtaining excess returns is also high.

At present, the "most reliable" financial products can choose "bank deposit" products, and according to the deposit insurance guarantee system, the payment will be made within 50W 100%. Of course, "saving" does not mean going to the bank directly for life, or on a regular basis. You can pay attention to smart deposit products or large deposit certificates issued by small and medium-sized banks, and the yield can be around 4%. Detailed product information can be searched for "Du Xiaoman Financial APP" in the application market.