The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.

The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.

1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.

2. Credit loan

The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.

If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

Which online lending platform is more reliable?

What are the more reliable loan platforms?

1. Zhaolian Good Term Loan: Zhaolian Finance is a pure credit loan with a financial license issued by the central bank. The operation time is long and has a certain intensity. The maximum loan amount is 50,000 yuan, and the annualized interest rate is as low as 7.2%. The borrower meets the basic conditions, uploads the ID card and binds the bank card to apply.

2. Xiaoman: Xiaoman's financial operation platform is also a licensed financial institution. Provide loan services to borrowers in the form of unsecured guarantee, with a maximum amount of 200,000 yuan, with an annual interest rate as low as 7.2% and a daily interest rate as low as 0.02%. Always online operation is convenient and quick.

3.e-point loan: The credit loan products of Yin Bei Consumer Finance are also licensed financial institutions, with a credit line of 1 0,000-50,000, a loan term of 3- 12 months and an annualized interest rate of 10.8%-24%. The specific credit line and interest rate are given after comprehensive evaluation by the system.

4. Comfort flower: a credit loan for spot consumption finance issued by a licensed financial institution, with the amount of1-200,000, the loan term of 1- 12 months, and the loan interest rate is relatively low. It is not necessary to provide any collateral and guarantee for borrowing, but the applicant can borrow only after meeting the conditions and completing real-name authentication according to the prompts and passing the system evaluation.

5. Huaya Borrowing Money: It is also a product of licensed financial institutions, which has the characteristics of fast application and fast lending. Chinese mainland residents aged 22-45 can complete the authentication and get a quota by providing their ID cards and bank cards, with a maximum quota of 300,000. The loan interest rate is determined according to the user's comprehensive situation, which is subject to the display on the App homepage after the quota application is successful.

The above is the introduction of "What are the more reliable loan platforms", and I hope it will help everyone.

360 loan internal application entrance, the maximum loan is 200,000!

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

Which platform loan is the most reliable?

1, Alipay

Alipay is an app that everyone is familiar with. Its flower garden, loan, online business loan and reserve fund can provide loan services for everyone, with the amount ranging from 5 million to 300,000. According to everyone's sesame credit score, you can get different quotas, and the loan is relatively safe and reliable.

Step 2 have money to spend

Easy Loan with Money is a formal loan app recommended by Bian Xiao, and it is also one of the most reliable loan platforms in 202 1. The loan amount is as high as 0.2 million/200 thousand, and people with good credit generally lend 30 thousand to 50 thousand. The term is 12 months and 24 months, and the interest is calculated daily. The minimum annualized interest rate is only 72%.

3. Stage music

The old platform is also trustworthy and a relatively reliable loan app. At present, the maximum loan amount is 50 thousand yuan, which can be divided into 36 months at the longest. For users with good credit or friends of pure white households, it is very easy to pass, and the same day will be fine.

4360 IOUs

The big platform is relatively reliable. 360 loan is a pure credit loan app under 360. Users above 18 can borrow, with a maximum amount of 200,000 yuan and a loan term of 12 months. Interest is calculated on a daily basis, and new users have the opportunity to participate in interest-free activities.

Step 5 have money to spend

Baidu's credit loans are not very demanding to borrowers. You can register an account with your mobile phone, provide a valid ID card and bank card to complete the authentication after improving your personal information, and you can get a loan after obtaining the quota. The system automatically approves loans, which can be quickly received.

6. Gome Easy Card

The loan age requirement of Gome Easy Card is strict, and it needs 18-45 years old. After you borrow it, you can return it with it, and the review is fast.

7. lend it to you

Lend you an online platform with a loan amount of 500,000-200,000. You need to provide your second-generation ID card, your savings card and sesame credit sub-authorization.

8. New loans

Xinyi Loan is a credit product of Ping An Bank. At present, the maximum amount that can be applied for is 500,000 yuan, and the longest installment time that can be selected is 60 periods, that is, 5 years.

9. White collar loans

The maximum loan amount for white-collar loans is 300,000 yuan, and the borrower must provide his/her valid ID card, work certificate, income certificate, marriage certificate and other materials.

10, please

Borrowing is a cash loan product of Alipay, which supports cash lending. The maximum loan amount is 300,000, and the loan interest is calculated on a daily basis. The daily interest rate ranges from 0.0/kloc-0.5% to 0.06%. At present, borrowing does not support users to apply for opening.

What are the more reliable online lending platforms?

The top ten formal online lending platforms recognized by the state are: 1 and Ping An Hewlett-Packard; 2. Jingdong Finance; 3. Suning Finance; 4. pat on the loan; 5. Microfinance; 6. borrow; 7. Xiaomi borrows money; 8,360 loans; 9. Have money to spend; 10, recruit a good term loan. Here are several online lending platforms (including the top ten online lending platforms).

Mashangdai

For users, through the mobile phone client app, they can apply for "borrow and return" anytime and anywhere without mortgage or guarantee, complete the approval and loan within three minutes at the earliest, and recover the credit line without face-to-face signing to realize instant consumption. The longest loan period can reach 24 periods. "Borrow and repay at once" mainly provides a loan amount of 1000~ 10000 yuan, with a maximum of 200,000 yuan for a single loan.

Ant, please.

Ant Borrowing is a credit loan product with a loan amount of 5-300,000 yuan, and the longest loan period can reach 1 year. The daily loan interest rate is between 0.02% and 0.05%, and the annual interest rate is between 7.2%- 18%. No matter whether you have a job or not, you can apply as long as your sesame credit score is above 600.

Quick loan

Fast loan is a personal online full-process self-service loan launched by China Construction Bank. Customers can apply for self-help, sign contracts online and approve in real time through CCB's electronic channels, while fast loans include fast e-loans, financing e-loans and pledge loans, among which fast e-loans have the lowest threshold. The loan amount for ordinary customers is between 1 1,000 yuan and 50,000 yuan, and the maximum loan amount for financial and private customers can reach 500,000 yuan.

petty loan

Users only need to bind the bank card, click "borrow money" with one click, and then the system will judge the personal credit situation within a few seconds and give a certain amount. And the user does not need any collateral, and can complete the loan online by filling in the information according to the corresponding prompts. The maximum loan is 200,000 yuan.

E Dai

E-loan is a personal online consumer loan launched by Bank of China, which has the characteristics of online application, second-speed approval, online withdrawal and flexible repayment. This product is a credit consumption loan for China Bank to provide high-quality customers with full-process online services by using the Internet and big data technology. The person who applies for a loan can only be a special guest of China Bank. The minimum loan amount is 5,000 yuan and the maximum is 300,000 yuan.

Suitable for borrowing money

It is a new consumer credit loan product launched by Alipay after Lending Bao. Borrowing money also requires binding sesame credit. Applicants need to achieve a sesame score of 670 or above to apply. The maximum loan amount is 200,000 yuan, and the minimum daily interest rate is three ten thousandths.

Which platform is good for online lending?

Better online loans include: borrowing money, spending money, micro-lending and so on.

1, excuse me. Borrowing is a credit loan product in Alipay. Users who open loans can find the loan entrance through Alipay and click Apply for Loan. The loan funds can be directly distributed to the borrower's Alipay account or Alipay-bound bank card account. However, it is worth noting that at present, borrowing is open through the official invitation system, and only invited users are eligible to open borrowing.

2. Have money to spend. Youyouhua is a credit service platform under the banner of Degree Finance. Non-students aged 65,438+08 can apply for a quota. The maximum loan amount is 200,000 yuan and the minimum daily interest rate is 0.02%. Whether the quota can be successfully obtained is determined by the system according to the user's personal comprehensive situation.

3. Besides borrowing money and spending money, it is relatively easy to borrow money from small loans and JD.COM gold bars. Whether the loan can be successfully approved mainly depends on the personal qualification of the borrower. If the personal qualifications are good enough, the loan pass rate will be high.

Which loans are good online?

A platform that is easier to apply for:

1, 360 IOUs

Everyone should be familiar with 360 finance. This 360 loan is pure credit, which can provide a loan amount of 50,000-200,000 yuan for customers who meet the credit conditions. The system comprehensively evaluates the credit according to the borrower's credit risk, payment habits, consumption, etc., and applies for a loan within the limit, which can be approved in a few minutes at the earliest, and the money can be obtained as soon as 1 hour.

2. Arbitrary loans

Suning Finance has discretionary payments and discretionary loans, among which discretionary loans are pure credit and can be applied directly online, with a maximum amount of 50,000 yuan, which can well meet the personal consumption needs of borrowers such as shopping, tourism and education. Online certification personal information, good credit can be a loan, the system automatically approves the loan, and you can get the money on the same day, which is suitable for urgent needs.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.