1), the sale of finished houses is to sell after the house is built, and you can see the real thing when you buy a house;

2) Pre-sale refers to the real estate transaction in which the real estate development enterprise and the purchaser agree that the purchaser will pay the deposit or advance payment at a certain date in the future and own the existing house. Its essence is the buying and selling of housing futures, which is just a futures contract of housing. It and existing home sales have become two main forms of housing sales in China commercial housing market.

Article 44 of China's Urban Real Estate Management Law stipulates that the pre-sale of commercial housing shall meet the following conditions:

(1) The land use right transfer fee has been paid in full, and the land use right certificate has been obtained, but the land use right is not mortgaged.

(2) Holding a construction project planning permit. If real estate developers build their own commercial houses and pre-sell them in violation of urban planning, the real losers will be well-intentioned property buyers.

(3) According to the pre-sale of commercial housing, the developer's investment in development and construction should reach more than 25% of the total project investment. (The requirements for project image progress vary from place to place. Some require the completion of capital construction, some require the completion of half of the design progress, and some require the completion of one-fifth of the total design floor before pre-sale. For details, please refer to the local pre-sale regulations for commercial housing. ) The construction progress and completion delivery time have been determined.

(four) signed an agreement with financial institutions to supervise the advance payment.

(5) It has gone through the pre-sale registration with the real estate management department of the people's government at or above the county level and obtained the pre-sale permit certificate of commercial housing; Where commercial housing is pre-sold overseas, the approval documents for overseas sales shall be obtained at the same time. [ 1]