This is a concern of many people when considering investment funds. In fact, the threshold for fund account opening is not high, and generally only a certain minimum investment is needed. We will introduce in detail the minimum amount, types of funds, fees and other related issues required for opening an account.
What we need to be clear is that the minimum amount required for each fund company to open a fund account is different. Generally speaking, different fund companies have different requirements for the minimum amount. Some companies require a minimum investment of 1000 yuan, and some companies only need 100 yuan to open an account. When choosing a fund company, you need to decide according to your actual situation.
Different types of funds require different minimum investment quotas. For example, the minimum investment amount of money funds is generally low, and generally only about 100 yuan is needed to open an account; However, the minimum investment amount of stock funds is relatively high, which generally needs more than 1000 yuan. When choosing a fund type, you also need to consider your own actual situation and investment needs.
In addition to the minimum investment amount, we also need to pay attention to some other expenses, such as subscription fee, redemption fee and management fee. Among them, subscription fee and redemption fee are a kind of handling fee charged by fund companies, which are generally a certain proportion of investment, and the charging standards of different fund companies and fund types are also different. Management fee is the fee charged by fund companies to manage investors' funds, which is generally calculated on an annualized basis. When choosing a fund, we also need to consider the impact of these expenses.
The minimum amount required to open a fund account is not high, generally only 100 yuan or 1000 yuan is needed. When choosing fund companies and fund types, we need to consider our own actual situation and investment needs, and also pay attention to some other expenses in order to make better investments.