Generally speaking, Yu is safe. It is a financial management port launched by online merchant bank. Mainly buy money funds, with low risk and stable income. Up to now, there has been no loss. The service corresponding to the sales service of the Monetary Fund will be provided by the online merchant bank.

Monetary funds are mainly used to invest in securities such as government bonds and bank deposits. When investors buy money market funds, it does not mean that they will deposit the funds as deposits in banks or deposit-taking financial institutions. The fund company does not guarantee that the fund will be profitable, nor does it guarantee the minimum income. Calculation and arrival time of income: after transfer-out, the income will be calculated on the next fund trading day and postponed in case of national legal holidays.

Income composition of Yu:

This income is the final income of Yu, and there is no need to pay any fees to the online merchant bank or fund company, and neither the online merchant nor the company charges taxes. In fact, the safety of putting money in Yu Bao Li is similar to that in Yu 'ebao. All belong to Alipay's financial institutions. After Alipay's audit, we can see that from the perspective of the platform, Yu Bao Li's security is relatively high, the possibility of being stolen is very small, and the platform is normal.

However, from its own point of view, it is also risky. Take one of our financial experts as an example: Ping An. Tian Tian Changcheng No.6 is low risk, with an annualized rate of return of 2.6453% on the 7th. The income is acceptable, the risk is not high and the safety is relatively high. But the risk can not be ignored, and there is also the possibility of loss, but the possibility is relatively small.

There are several products that Yu Bao Li can substitute, and the risks will be different. For example, Guangxin, Guanglu and Ruiying Li Hong belong to medium and low risks, with higher risk levels than Tian Tian Growth No.6 and higher returns. The current 30-day annualized rate of return is 3.47 14%.

Therefore, before buying jade, you can click on the replacement product in the product details and choose the most suitable financial management method. Generally speaking, there will be a little difference, but the difference is not big. The risk is basically low risk or medium-low risk.