As the saying goes, it is easy to make money, but difficult to keep it! Many people tend to focus on making money, only on how to invest to earn more income, and neglect to prevent the family wealth from shrinking.

There are some ways to avoid shrinking wealth:

1, reduce consumables

It is necessary to distinguish the concepts of investment and consumption. For example, cars are consumables and easy to depreciate, so reduce consumables; There are also real estate, buying wealth management products and so on. They are all investments, which can make you make money quickly with limited funds.

2. Extend the service life of household goods.

For example, the family often cleans, removes dust and oil stains, and prevents furniture and electrical appliances from being corroded. In addition, we should learn to properly maintain high-end items, such as leather shoes, bags and leather nails.

3. Don't lend money to others.

Don't lend money to others, especially those who don't know the ins and outs. Once lent, the money will only be recovered. Besides, you can't vouch for others. If others can't pay back the money, you have to help them pay back.

Don't put all your money in the bank.

Now that prices are rising, the RMB is depreciating internally, the purchasing power is declining, and the bank interest rate is low, which can't keep up with the inflation rate at all, and the money deposit bank will only accelerate the shrinkage. You can set aside some money every month to invest in other financial platforms. Especially the most popular P2P platform now, don't pay attention to the investment, you can try to invest less first, make money, and then invest. This gives you and your property a guarantee. Of course, the investment platform has to invest in some reliable, high-yield and high-security ones. At present, everyone loans, loans, loan insurance and so on. Since the launch, no false mark and false mark have been found. These are more reliable.

5. Always be alert to risks.

First of all, always be alert to the risks in life, pay attention to going out without electricity and water, use electrical appliances correctly, and take safety precautions. Secondly, beware of investment risks, mainly low-risk products, such as government bonds, funds and online loan products, with an annual income of about 10%. High-risk investment, such as stocks, futures and foreign exchange. We should not blindly pursue high returns and ignore risks.

6. Stay healthy.

Health is a blessing. As long as you are healthy, you can naturally save a lot of money. Take care of yourself, eat properly and reduce the chances of hospitalization.

7. Educate your children well

If the child's academic performance is average and he wants to go to a good school, he needs to pay the school selection fee. Children didn't get into a good school in the college entrance examination, and they couldn't find a good job after graduation. His parents were so worried that they had to spend money to find him a job. If you educate your children well, you will save a lot of money.