First of all, from the perspective of industry cycle and volatility, the banking industry is relatively stable, and the commercial banking business mainly based on deposits and loans is mostly the rigid demand of residents, enterprises and institutions, and there is no big fluctuation in the macro, which is generally difficult to affect the profitability and current development level of the banking industry; The ups and downs and fluctuations of securities are more intense, and the fluctuations are more intense with the macro-economy. When the market was good, the securities industry was very prosperous, but during the economic crisis in 2008 and 2009, most small securities companies were merged.

Secondly, from the perspective of income level, there is little difference in the income level of grass-roots workers in banking and securities industries, both above and below the average level of urban people, and their businesses are basically indicators. However, the income level difference of senior workers is more obvious. The salary of bank executives can reach millions, and most of the securities industry still depends on performance, how many projects to do and how much money to get.

Thirdly, from the perspective of entry threshold, the banking threshold is low. Now securities need to be verified or guaranteed, and investment banks need high-intensity work in addition to their academic qualifications, which is very resistant to pressure. It should be said that every penny is not easy to earn.

In fact, there are many different departments and positions in the banking and securities industries, including the front, middle and back offices, and all aspects cannot be ignored.

Personally, I think the banking industry is a more mature system than the securities industry, so the promotion channels and career planning are relatively clear. But maturity means that there are not many opportunities, and most people can only reach the middle class.

In China, the securities industry belongs to the situation that the bull market eats for three years and the bear market flies. And personally, I feel that the stock market is still too deep.

See if you like it. I think the insurance industry has more prospects. After all, people's understanding of insurance is more mature than before.

Go to work? The bank. Occupation? Securities.

There should have been a need for the development of the securities industry, but the income of securities companies was kept low and other businesses were restricted. Therefore, the income of securities companies may not be exposed to the great development of securities.

In the future, finance is likely to be mixed, so banks and insurance companies will also have securities business, and securities companies will also have deposit business, but who do you think has more money?

But in terms of business, venture capital and equity investment will have great development. In the future, many financial enterprises will learn from the models of Goldman Sachs and Morgan Stanley.

The future is your own decision!

The banking industry is more stable and the securities industry is more active. You should match it according to your own personality, and of course you will have luck in the future.