(1) Bank deposit
It is also a Qian Shengqian and an investment to deposit money in the bank to earn interest, and this Qian Shengqian is the most commonly used way for ordinary people. For example, deposit money in the bank for current, fixed, large deposit certificates, smart deposits, etc. Put money in the bank and generate interest income for yourself.
(2) Reverse repurchase of government bonds
The reverse repurchase of government bonds is guaranteed by the national credit, which is also a very low-risk Qian Shengqian way, that is, everyone exchanges money for bonds, and then the state settles the interest to the investors who buy bonds according to the bond interest rate. However, many people are not familiar with the reverse repurchase of government bonds. I hope you can study this Qian Shengqian way carefully.
(3) Monetary Fund
In fact, everyone is familiar with money funds, such as Yu 'ebao, Coin Pass, Small Treasury and all kinds of baby money funds! Money funds and fund managers raise the same money. Everyone buys money into a money fund, and the fund company settles interest for investors according to the fund interest rate.
(4) Financial products
As everyone's income is getting higher and higher, everyone has some spare money more or less, and then they go to learn financial management. I always want to use this money to pay interest and earn money for cigarettes every day. Therefore, with major financial institutions issuing wealth management products to raise funds, banks, insurance companies and securities companies are issuing different wealth management products for investors to choose from.
(5)P2p
Many people have actually heard of P2P financial management. In fact, this is one of the Internet financial products. P2P is similar to purchasing wealth management, that is, it belongs to the mode of micro-financing and micro-fund-raising. P2P has many financial products for you to choose from, and choose the financial products that suit you according to the rate of return and the degree of risk.
(6) real estate speculation or shop speculation
Golden decade, the home of real estate speculation, has passed. In the past, as long as real estate speculation was profitable, many rich people in China made their fortune through real estate speculation. In fact, real estate speculation and speculation in shops are also a way of Qian Shengqian. However, with the bubble in the real estate market, it seems more difficult to come to Qian Shengqian through real estate speculation. Not all real estate speculators can make money with their eyes closed, and the era of buying a house with their eyes closed is out of date.
(7) Industrial investment
In fact, investing in industry is also a way for Qian Shengqian. For example, if you value a project, then you invest, and then you start to hit the market. Waiting for the market to mature and harvest is the time to return on investment. For example, you can invest in opening a shop, you can invest in opening a company and other industrial investments.
(8) Stock trading
Stock trading is a kind of financial investment, which comes from Qian Shengqian. For example, stock speculation, gold speculation, foreign exchange speculation, futures speculation and options speculation are all financial investments, and they are also a way of Qian Shengqian.
In short, there are many methods in today's society, and many methods can be used in Qian Shengqian. The above eight Qian Shengqian methods are the most common investment methods in the investment market.
There are too many Qian Shengqian ways in the investment industry, depending on which way you belong to. As long as you are proficient in a certain Qian Shengqian way, you can get rich benefits. Therefore, I personally think that Qian Shengqian's Tao is not much, but essence. Only by mastering it can he bring wealth to himself.