Both wealth management products are very good, mainly depending on which one is more suitable for you. Both companies are very professional financial management subsidiaries and have been established for a long time. In particular, Everbright Financial Management is the financial management company of Everbright Bank, with strong strength and high income. If you pursue a relatively stable income, you can choose the wealth management products of China Merchants Bank.

Credit and financial management

Financial sales can basically be divided into two types: credit and financial management. Credit means putting money out, and financial management means letting people take money out. Credit mainly involves credit cards, mortgage loans, consumer finance, personal credit loans and corporate loans (commercial loans/business loans) and other fields. The contempt chain of credit is: bank credit department ≥ bank consumption amount ≥ Ping An Pratt & Whitney ≥ other small loan companies. There are also upstream and downstream in small loan companies, which are generally distinguished by customer quality. In addition, many consumer finance companies and bank credit companies refuse to hire salesmen with small loan experience, so generally speaking, the higher the entry threshold, the better the job. Financial management can basically be divided into insurance, funds, bonds, stocks and futures. Financial management itself is difficult and the concept is vague. You give me money, and I will return the principal and income to you after a certain period of time. But the income can be negative, and even the negative degree can exceed the principal. You can refer to crude oil treasure. But overall, the higher the expected return, the higher the risk. Financial sales has always been a high-risk industry, and it will be illegal if you are not careful. No matter what kind of sales you do, you should protect yourself. When you create value for the company, the company will turn a blind eye, but once something happens, the company will clear the relationship with you at the first time, indicating that the management is lax and all the consequences will be borne by you. However, compared with other industries, the income from financial sales is much higher, so high that you can support yourself by opening two or three small bills a month, and your life is not bad. From the perspective of company management, it is generally based on performance. If you have achievements, you are an important person in the company. If there is no performance, you'd better keep a low profile.