How much you can earn from investing 1 million in gold and selling it in a year depends on the price of gold. The interest rate for depositing in a bank is fixed, but the income from investing in gold is uncertain. The two cannot be compared. Under normal circumstances, investing in gold can be divided into short-term investment, medium-term investment and long-term investment in terms of time. In terms of profit requirements, it can be divided into value preservation and value appreciation. In terms of operating techniques, it can be divided into investment and speculation. Therefore, individuals need to combine the characteristics of gold. Price fluctuations, available funds, personal investment style, and familiarity with gold prices and gold varieties are used to determine appropriate gold investment goals.

1. Advantages of investing in gold

Gold has long been an investment tool. It is of high value and is an independent resource that is not restricted to any country or trade market. , it is also not involved with companies or governments, so investing in gold can often help investors avoid problems that may occur in the economic environment, and gold investment has the lightest tax burden in the world.

2. Common ways to invest in gold

1. Physical gold, including gold bars, gold coins and gold jewelry. The investment amount is relatively high, and profits can only be made when the price of gold rises. Generally, the difference between the buying and selling prices of gold jewelry is large;

2. Gold fixed investment, also called gold accumulation or accumulation. Gold, which can also be called gold spot deposit, is used to purchase gold with fixed funds every month according to the closing price of AU99.99 on the Shanghai Gold Exchange. When the contract expires, the accumulated gold grams can be converted into cash according to the Shanghai gold market price, or corresponding grams of gold bars or gold jewelry. The purchased gold grams will change with the fluctuation of gold prices;

3. Gold t+d refers to a standardized contract formulated by the Shanghai Gold Exchange that stipulates the delivery of a certain amount of subject matter at a specific time and place in the future. This subject matter is also called the underlying asset, which is the spot corresponding to the t+d contract. Its characteristics are: buying and selling on margin, traders can choose to deliver on the same day, or postpone delivery indefinitely;

4. Gold futures, buyers and sellers, all sell and sell before the expiration date of the contract. Repurchasing the same number of contracts as the previous contract does not require actual delivery of physical gold. The profit or loss obtained from each transaction is equal to the difference between the purchase and sale of two contracts in the opposite direction.