According to the Interim Measures for the Administration of Investigating the Case Responsibility of Banking Financial Institutions, relevant systems in line with the Bank are formulated, such as the Detailed Rules for the Implementation of the Management of Penalty Points for Bank Employees Violation (Trial).
For example, accountability should follow the principle of "clear facts, conclusive evidence, clear responsibilities, proper handling, complete procedures, legal procedures, equal rights and responsibilities, and accountability step by step", and be investigated according to the nature of the incident, risk loss, social impact, etc. On the basis of verifying the responsibilities of relevant personnel.
The implementation of the "encourage self-examination, due diligence and exemption" accountability policy, self-examination is lenient, others are strict, due diligence and exemption, and dereliction of duty is severely punished.
After the incident, the responsibility of the responsible person should be defined objectively and fairly on the basis of full investigation and finding out the facts, according to the role of the responsible person in triggering the incident and the nature, influence and degree of the risks and losses caused by the incident, as the basis for accountability.
The main content of accountability is the punishment measures of "deduction, compensation, punishment, warning, walking and sending".
Deduction: that is, according to the deduction standard in the Detailed Rules for the Administration of Deduction for Violation of Rules by Bank Employees (Trial), the corresponding violation deduction will be given.
Compensation: that is, the parties, the stoppers, the insiders and the people with leadership responsibilities compensate the economic losses caused by the incident in different proportions according to their responsibilities.
Punishment: that is, economic punishment, deducting performance pay and lowering salary grade.
P: It means giving necessary disciplinary action.
Go: terminate the labor contract.
Delivery: If it constitutes a crime, it shall be transferred to judicial organs for handling.
According to the management authority, after an incident or accident occurs, the head office or branch shall set up a task force to investigate and verify the incident or accident, identify the responsibility, put forward preliminary handling opinions, and report it to the president's office meeting for approval and decision according to the personnel management authority. If the responsible person is suspected of violating the law and committing a crime, he shall be transferred to judicial organs according to the procedure. ?
The responsible person is from members of the Communist Party of China (CPC), and the Party organization at the same level or at a higher level shall be punished in accordance with the relevant provisions of China's Disciplinary Regulations. ?
After the incident, a decision on the accountability of the responsible personnel shall be made within 3 months from the date of the incident, and after the decision,
/kloc-report the investigation and accountability results to the local banking supervision department within 0/0 working days.
In management work.
In management, we can learn from the theory of "trust and distrust", that is, "manage the most trusted employees in the most distrustful way".
What we are talking about here is dialectical relationship. For banks, this trust refers to the bank's trust in each position.
Workers are fully trusted, so they are entrusted with heavy responsibilities and empowered. However, everyone is equal before the system, and leaders, management and ordinary employees at the operational level are subject to the management and restraint of the system. Any employee, especially the leader, is absolutely not allowed to go beyond the system, and everyone should strictly supervise and manage at ordinary times. In this sense, it is the most "distrustful". In other words, we should distinguish right from wrong in our work, support each other in the right and correct the wrong. We must never replace the system with so-called feelings and strictly implement the system.
Strengthen the sense of responsibility of "one post and two responsibilities".
In strengthening management and case prevention, as the person in charge of an institution or department, we should not only strengthen the sense of responsibility of "one post and two responsibilities", but also strictly supervise employees to seriously implement the internal control system.
Just as Zhu Yuanzhang built the Nanjing city wall to control the quality, it strengthened the sense of responsibility of employees. According to legend, Zhu Yuanzhang, the founding emperor of the Ming Dynasty, in order to ensure the quality of the Nanjing city wall, ordered the whole country to engrave the titles of nine responsible persons from local and county to brick makers. When handing over bricks, an inspection official appointed by the Ministry of Industry instructed the soldiers to hit them with bricks, such as pleasing to the ear and unbreakable. If it is broken by impact, it will be re-burned. If you can't pass the second inspection, all those responsible on the brick will be punished, and in severe cases, they will be beheaded. As soon as this order came out, no one from the government, county officials to kiln workers and ordinary people dared to play with their lives. Therefore, Nanjing ancient city wall has become the largest and most magnificent ancient city wall in the world. More than 600 years ago, the ancients knew that the responsibility was as heavy as a mountain, but they imposed it on the lowest masonry. As bank employees in the special industry of modern currency management, their sense of responsibility is not as good as that of the ancients! As a bank employee who deals with money every day, how to "always walk by the river, that is, don't wet your shoes or get wet", enhance your awareness of self-protection and effectively prevent risks and cases? The intentional perpetrator must have deliberately violated the rules and evaded supervision and restriction; The violation of the relevant personnel provided convenience for the perpetrators and contributed to the occurrence of the case. Facts show that no matter how big a bank is, no matter how long its history is, it may be destroyed because of one or two weak management links and one or two illegal operations. This requires us to pay special attention to strengthening the awareness of mutual supervision, including the supervision of leaders, that is, strengthening the awareness of discipline. The internal supervision and restriction of employees is to vigorously advocate the spirit of "only recognizing the system but not recognizing people", conscientiously implement the internal control system, and resolutely change the tendency of attaching importance to external defense and neglecting internal defense; We should pay special attention to cultivating employees' awareness of mutual supervision and mutual restriction, and get rid of the confused thought that "the system only prevents gentlemen but not villains"; Get rid of the old idea that "it was done this way before, and the master taught it this way". Only when employees perform their duties of mutual supervision can they truly implement various rules and regulations, block the channels for criminals to commit crimes, and protect their rights and interests from harm.
Increase business training for employees.
Some employees, especially new employees, are unfamiliar with some rules and regulations, do not understand or have a correct understanding, and their business level does not meet the requirements of the corresponding posts. Subjectively, I am willing to do my job well, but I can't do it in practice, and it is difficult to grasp between right and wrong. Handling business is often prone to mistakes and there are certain risks. In particular, some employees usually do not pay attention to learning, act according to their feelings, live on their laurels, have poor understanding of business processes and documents, and eat "raw rice", which leads to risks after handling business in violation of regulations. I don't know what the mistake is.
Strict system of high-voltage lines.
When dealing with those responsible for violation of discipline, we refuse to look ahead and look back, accommodate and take care of others, and be kind to others. In the event of a violation of discipline, not only the parties but also the managers should be held accountable; We can't control employees who don't perform their duties seriously, have poor supervision and inspection, or commit illegal acts. It is necessary to deal with it in strict accordance with relevant regulations, so that offenders can feel that the high-voltage line of the system is untouchable! ?