PICC product introduction:
I. China People's Health Jin Fu 202 1 10,000 Medical Insurance
202 1 health and welfare guarantee general medical care 2 million, additional proton heavy ions 1 10,000, and critical illness insurance 1 10,000 are optional. There are hospitalization advance payment and medical green service, and the overall guarantee content is more comprehensive.
1, general medical insurance
2 million yuan limit, social security reimbursement deduction 10000 yuan deductible, 100% reimbursement.
2. Proton heavy ion insurance premium (optional)
The medical expenses of proton and heavy ion radiotherapy in Shanghai Proton Heavy Ion Hospital are paid according to the proportion of 60%, with the amount of 6.5438+0 million, and the deductible is shared with the general medical insurance premium of 6.5438+0 million.
3. Medical insurance for critical illness (optional)
Serious illness occurs after the waiting period, and the critical illness insurance premium is 10000.
Second, PICC Health Xin 'e Insurance
Medical insurance has two protection plans that do not guarantee renewal, which can meet the needs of basic medical insurance and can cover up to 2 million.
Medical expenses guarantee
The maximum guarantee is 2 million, including hospitalization, emergency medical expenses before and after hospitalization, special outpatient service and outpatient surgery. There is a deductible of 1 1,000 yuan, which is reimbursed by social security according to the proportion of 1 1,000%.
Major disease diagnosis guarantee fund
If the serious illness agreed in the contract is diagnosed, the security fund will be 6.5438+0 million yuan.
Proton heavy ion guarantee
The maximum amount is 654.38+00,000, and 60% will be reimbursed. Only plan two is guaranteed.
Three, armored small insurance children's long-term million medical insurance
A comprehensive special medical insurance product for children, covering general medical care, serious illness medical care and proton heavy ion medical care, as well as special disease allowance for children. In addition, value-added services include green passes for critical illness and advance payment of medical expenses, which can facilitate medical treatment.
General medical treatment
2 million guarantee, free of compensation 1, after social security reimbursement 1, 000%.
Serious illness medical treatment
100 kinds of serious diseases have a maximum guarantee of 4 million, and there is no exemption. Social security reimbursement shall be paid at the rate of 100%.
15 kinds of children's specific serious illness protection
Children with specific serious diseases were diagnosed 15, and allowances were paid 10000.
Fourth, Jin Fu Million Medical Care.
Jin Fu Million Medical Insurance is a million-dollar medical insurance underwritten by PICC Health Insurance Company. Suitable for 0-65 years old and can be extended to 99 years old. The occupation covered is 1-4, covering general medical treatment and cancer medical treatment. Renewal of insurance is general and needs to be reviewed.
General medical security
The maximum coverage is 65,438+0,000,000 yuan, and the deductible is 65,438+0,000 yuan, covering hospitalization, special outpatient service, outpatient surgery, and reimbursement of hospitalization and emergency expenses for the first 7 days and the last 30 days.
Cancer medical treatment
The maximum insured amount is 2 million yuan, with no deductible, covering hospitalization, special outpatient service, outpatient surgery, and reimbursement of outpatient and emergency expenses for the first 7 days and the last 30 days.
Verb (abbreviation of verb) China People's Insurance Health and Jin Fu Insurance Japanese Malignant Tumor Medical Insurance.
It is a short-term medical insurance product that provides medical insurance for malignant tumors in Japan.
During the validity period of the contract, the insurance company shall bear the following insurance responsibilities:
1, waiting time setting
From the effective date of the insurance contract, the insurance company will not be responsible for paying the insurance premium for the insurance accident that occurs within a period of time, which is called the waiting period.
Unless otherwise agreed, the waiting period is 30 days from the effective date of the contract with or without insurance for the first time.
When renewing insurance, there is no waiting period for insurance liability.
Under any of the following circumstances, regardless of whether the waiting period is extended or not, the insurance company will not be responsible for paying the insurance premium, and the paid insurance premium will be returned to the insured without interest, and the contract will be terminated:
1) the insured's insurance accident during the waiting period;
2) The insured receives medical examination or treatment during the waiting period, and continues to be diagnosed as the same malignant tumor after the waiting period.
2. Medical insurance for malignant tumors in Japan