Corporate wealth management income needs to consider paying value-added tax and corporate income tax. Whether the wealth management products held to maturity need to pay VAT depends on the situation. The nature of wealth management products is different, and the collection standards of enterprise income tax are also different.

Second, detailed analysis.

For wealth management products held to maturity, if they are guaranteed-capital wealth management products, the value-added tax will be calculated and paid at 6% of the loan service and 3% for small-scale taxpayers. If it is a non-guaranteed wealth management product, the income obtained during the holding period does not need to pay VAT. Enterprises purchase wealth management products, and the tax regulations are different according to the nature of the wealth management products invested. For example, when buying government bonds, corporate income tax is not levied on interest income, and corporate income tax is levied on the income of wealth management products in other non-corporate income tax-free income items.

Third, what are the financial management methods of enterprises?

Enterprises can open enterprise accounts in various financial platforms for financial management. For example, they can deposit time deposits by opening corporate accounts in banks, buy wealth management, funds, precious metals and stocks on banking platforms, buy wealth management and funds by opening institutional accounts in securities companies, and conduct futures trading by opening institutional accounts in futures companies.