First, it can be handed over to the paying individual, but relevant information (such as contracts and invoices) needs to be provided. ), otherwise the bank will refuse to handle it on the grounds of "private deposit of public funds". If the amount paid from the unit bank settlement account to the individual bank settlement account is taxable, the withholding agent shall provide the tax payment certificate to the bank where the account is opened.

Two, the unit from its bank settlement account to personal bank settlement account payment, each more than 50 thousand yuan, should provide the following payment basis to the bank:

(a) the wage payment agreement and the list of payees.

(2) Award-winning certificate.

(three) proof of the labor contract between the press, publication, performance organizer and other units and the payee or the individual.

(4) A certificate that a securities company, a futures company, a trust and investment company or a lottery issuing or underwriting department has paid or refunded a natural person.

(5) Agreement on transfer of creditor's rights or property rights.

(6) loan contract.

(7) Certificate of insurance company.

(eight) the certificate of the tax collection and management department.

(nine) agricultural and sideline products and mineral products purchase and sale contracts.

(10) Proof of other lawful funds.

Extended data

Measures for the administration of RMB bank settlement accounts

Article 65

A depositor who uses a bank settlement account shall not commit any of the following acts:

(a) in violation of the provisions of these measures, the unit funds are transferred to the personal bank settlement account.

(2) Withdrawing cash in violation of these measures.

(3) Avoidance of bank debts by opening a bank settlement account.

(4) Leasing or lending bank settlement accounts.

(5) Transfer money from a bank settlement account outside basic deposit account, deposit sales income or deposit cash in the unit credit card account.

(six) the legal representative or principal responsible person, the depositor's address and other account opening information has not been notified to the bank within the prescribed time limit.

Non-operating depositors who commit one to five of the above acts shall be given a warning and fined 1000 yuan; Commercial depositors who commit one to five of the acts listed in the preceding paragraph shall be given a warning and fined between 5,000 yuan and 30,000 yuan; If the depositor commits the sixth act listed in the preceding paragraph, he shall be given a warning and fined 1000 yuan.

Reference Baidu Encyclopedia? Measures for the administration of RMB bank settlement accounts