When telegraphic transfer, the bank usually charges the remitter the following fees:
service charge
telegram charge
The transfer fee is not fixed, generally not too high. Therefore, there will be some differences between the amount actually received and the amount remitted. Some banks also offer full payment, but the handling fee is several times higher, so it is not recommended.
4. Note the remittance difference (only collected when the remitter remits in cash, that is, foreign currency cash). That is to say, if the remitter purchases foreign exchange and remits overseas, or remits overseas with unsettled cash, this cost can be ignored.
Because foreign paper money cannot be converted into foreign exchange at will, banks should charge a corresponding "money transfer" fee when they remit money with cash. Every bank has a different way of collecting money. Please consult the bank for details.
The handling fee and cable fee of China Bank are charged according to the classification of customers. If the customer is an ordinary customer, the handling fee is 0. 10% of the remittance amount, the lowest is 50 yuan, the highest is 260 yuan, Hong Kong, Macao and Taiwan wire 80 yuan, and the rest is 150 yuan.
If the customer is in the wealth management level of Bank of China, the handling fee is 0.08% of the remittance amount, ranging from the lowest 40 yuan to the highest 208 yuan/transaction, and the telegram fee from Hong Kong, Macao and Taiwan 120 yuan/transaction.
If the customer level is BOC Finance, the handling fee and telegram fee are free.