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I want to buy some gold bars. What's the difference between buying in a bank and a gold shop? Which bank is better to buy at the bank? How to buy?
The difference between a bank buying gold bars and a gold shop buying gold bars;

1, the price is different.

Bank gold bars belong to the state, and their prices are determined by the state according to the market, while gold bars in gold shops belong to private individuals and can be adjusted accordingly. Compared with banks, the operating cost of gold shops is relatively higher, so the price of gold bars is relatively higher.

2. Different types

There are two kinds of gold in gold shops: pure gold and K gold, and bank gold is generally pure gold.

3. Different investment values

The value of gold bars collected by banks may be more, but the decoration of gold bars will be less. The gold shop is a commercial activity for the public, which gives gold bars more different meanings through processing and is loved by more consumers.

The investment varieties in the gold market are mainly divided into physical gold investment and gold investment derivatives derived from physical gold. Derivatives mainly include gold futures and gold options, and physical gold investment mainly includes gold bars, coins and gold ornaments.

Gold bars come from ancient currency circulation and are more used in the fields of collection and investment. Major banks and financial institutions around the world reserve and circulate their own signature gold bars, such as the standard gold bars of Shanghai Gold Exchange.

Gold bars are divided into ounces of gold and grams of gold, and the international gold bar is 400 ounces (12.5 kg).

Price:

The prices of ordinary gold bars and commemorative gold bars are different. The issue price of commemorative gold bars shall be formulated with reference to the pricing method of gold ornaments. Generally, its issue price = cost+10% value-added tax +5% consumption tax+profit. The price of ordinary investment gold bars is based on the spot price of gold plus a certain processing and circulation fee. Therefore, the price of commemorative gold bars is higher than that of ordinary investment gold bars. For example, the price of gold bars in Gaosaier is based on the daily quotation of London Precious Metals Market, the world's largest spot gold market, referring to the price of Shanghai Gold Exchange, plus the processing and circulation fee of RMB-0/09 per ounce (3.5 yuan/gram), which will be returned to 62 yuan (2 yuan/gram) when repurchased.