AI Investment launched by ICBC is a smart investment product, similar to Capricorn Investment of China Merchants Bank. The initial investment is 654.38 million yuan. Customers can choose their own risk tolerance level and investment period. The calculation of "Love Investment" shows the simulated annualized rate of return and the simulated maximum withdrawal under this investment preference, and then they can get the recommended fund portfolio, covering currency, fixed income, stocks, overseas and domestic.

When the fund portfolio does not meet the market investment situation, Ai Investment can complete the fund portfolio adjustment through "one-click position adjustment". To put it simply, this kind of smart investment is to help you choose a fund and allocate it according to your risk tolerance. It is to spread risks through a reasonable fund portfolio. Icbc's AI investment has just been launched, and the specific effect needs to be verified. You can try it if you are interested.