Three-cent interest: the interest rate is 3%, the interest of 1 million is 30,000, and 100,000 is 3,000.
Daily interest: it is calculated every day. No, it’s so high, it’s probably the monthly interest rate.
Daily interest: 100,000 is 0.3 million per day, and 1 year is 365*0.3=1.095 million
Monthly interest: 100,000 is 3,000 per month, and 12*0.3=36,000 in 1 year
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