Non-capital guarantee means that investors may lose money invested. This means that the value of the investment may be affected by various factors such as market changes, economic recession, policy adjustments, etc., resulting in a loss of principal for investors. Compared with capital-guaranteed investments, non-capital-guaranteed investments may involve higher risks and uncertainties, but may also yield higher returns.

In the financial market, there are various forms of non-capital guaranteed investment, including stocks, funds, bonds, futures, foreign exchange, etc. Different investment varieties have different risk and return characteristics. High-risk, high-yield investment tools such as stocks are usually suitable for investors with risk tolerance; while low-risk, low-yield investment tools such as bonds are more suitable for investors who pursue steady returns. Therefore, before making non-capital-guaranteed investments, investors need to make rational choices based on their own risk preferences and investment objectives.

For those investors seeking long-term, stable returns, non-capital guaranteed investment may be an ideal choice. However, this does not mean that investors can ignore risks and blindly pursue high returns. There are risks and uncertainties in any form of investment. Investors need to have sufficient knowledge and sufficient prudence to conduct scientific analysis and evaluation of investments to ensure their own risk control and asset safety.