Urumqi Bank's wealth management products with guaranteed capital and interest are formal. The bank's wealth management products with guaranteed capital and interest belong to deposit wealth management, with guaranteed capital and interest. The bank deposit agreement states that the principal and interest are guaranteed, and the withdrawal time and maturity interest rate are clearly stipulated. If it is guaranteed by the Deposit Insurance Regulations, the principal and interest are guaranteed, and the principal and interest within 500,000 yuan are guaranteed by the national deposit insurance system. Interest is calculated on the day when the deposit is successful, and the income on weekends and holidays is uninterrupted. However, if you choose wealth management products, you should reasonably choose wealth management products according to the rate of return and the use time of your own funds. On the premise of ensuring safety, try to choose products with high yield. If funds are idle money that has not been used for a long time, it is better to buy funds and wealth management products.
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What is capital preservation? It is very simple, that is, how much profit is promised to you, and when the contract ends, I will give you a lot of promised income and principal. This is to protect capital and profits.
How does futures protect capital and income? Generally speaking, the requirements for the amount of funds are relatively high, and the funds can be done almost, but generally only 8 points of income can be guaranteed at most. And there must be good opportunities, because there are not always priority funds willing to take risks.