It belongs to Ping An Bank, and 9550 1 is the phone of Shenzhen Development Bank, which was acquired by Ping An 12 and has been extended by Ping An now. If it doesn't work, you can call back and it will be automatically transferred to Ping An customers. If you feel unreliable or something, you can go to the counter and ask the staff. Ping An Bank is a regular bank. Ping An Bank is one of the 12 joint-stock banks, and it is a formal bank approved by relevant state departments. Ping An Bank is an important member of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. : 1. Is Ping An Bank a state-owned enterprise or a private enterprise? No, the shareholding structure of Ping An Company is scattered, and there are no controlling shareholders and actual controllers. Ping An Bank is a joint-stock company controlled by Hong Kong Securities Clearing (agent), Shenzhen Investment Holding Co., Ltd., Shangfa Holdings Co., Ltd., NewOrientVenturesLimited, China Securities Finance Co., Ltd., central huijin Asset Management Co., Ltd., Huaxia Life Insurance Co., Ltd., Hong Kong Securities Clearing Co., Ltd. and Shenye Group Co., Ltd. 2. Is Ping An Loan reliable? Ping An Loan is a loan business guaranteed by an insurance company launched by China Ping An. This kind of loan needs to be audited by the insurance company and can only be processed after it has the repayment ability, which is equivalent to being guaranteed by Ping An Group. Ping An Bank is a commercial bank approved by China Banking and Insurance Regulatory Commission and one of the listed companies supervised by China Securities Regulatory Commission. As one of Chinese mainland 12 national joint-stock commercial banks, Ping An Bank is also very strong, and there is no problem in the growth of key data such as operating income and profit. With such a bank-controlled applicant review mechanism, the bad debt rate of Ping An Loan will not be very high, which is more reliable than other loans. 3. How long did it take to resume the credit investigation? ① Credit problems caused by overdue: Bad records in personal credit information will be kept for five years after settlement, and the system will automatically overwrite them after five years. In other words, if the user pays off the arrears in his name and then keeps good lending behavior, the user's credit information can be restored in only five years. ② Credit problems caused by borrowing: If it is a credit problem caused by frequent borrowing, the credit recovery time is shorter than that caused by overdue. Under normal circumstances, the online loans that banks pay attention to are mainly in the last three years. If the user has no online loan record in the last three years, the bank will not pay special attention.