Leverage is given by the market, and margin financing and securities lending are originally designed not to occupy too much production funds of enterprises. Doing futures is not necessarily risky. Futures itself is born to hedge risks, and margin financing and securities lending is to save capital costs.

Leverage is not directly related to your profit and loss. Your profit and loss should be related to your trading system first.

Leverage is an amplifier that amplifies the profit and loss of your trading system, not only amplifying the loss, but also amplifying the profit. If this amplification is enough to make you crazy or afraid to change the trading system, then leverage is indeed a greater risk for you, otherwise it is neutral.

If you are a novice speculator in the trading market, personally, it is right not to use leverage, which can make you go further on the road of futures trading and learn more trading experience. It's not too late to use leverage when your trading system is mature.