Legal analysis: Financial law is the general legal term for adjusting financial relations. Including banking law, securities law, futures law, negotiable instrument law, insurance law, foreign exchange management law and so on. The financial law defines the nature, responsibilities, authority and business scope of various financial institutions through legislation, creates preconditions for the healthy development of financial activities, establishes various financial markets and strictly manages them according to law, improves the efficiency of capital use, and safeguards the legitimate rights and interests of all parties involved in market transactions.

Legal basis: Law of People's Republic of China (PRC) Commercial Bank Article 1 This Law is formulated for the purpose of protecting the legitimate rights and interests of commercial banks, depositors and other customers, standardizing the behavior of commercial banks, improving the quality of credit assets, strengthening supervision and management, ensuring the stable operation of commercial banks, maintaining financial order and promoting the development of socialist market economy.

People's Republic of China (PRC) Securities Law Article 1 This Law is formulated for the purpose of regulating the issuance and trading of securities, protecting the legitimate rights and interests of investors, maintaining social and economic order and social interests, and promoting the development of the socialist market economy.

People's Republic of China (PRC) Bill Law Article 1 This Law is formulated for the purpose of regulating bill behavior, safeguarding the legitimate rights and interests of parties involved in bill activities, maintaining social and economic order and promoting the development of socialist market economy.

People's Republic of China (PRC) Social Insurance Law Article 1 This Law is formulated in accordance with the Constitution for the purpose of regulating social insurance relations, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Regulations of People's Republic of China (PRC) on Foreign Exchange Control Article 1 These Regulations are formulated for the purpose of strengthening foreign exchange control, promoting the balance of international payments and promoting the healthy development of the national economy.