Before starting the analysis, senior sister still sends you an annuity insurance guide:
Learn this trick and stay away from the 99% pit of annuity insurance.
1. What is annuity insurance?
Annuity insurance means that the applicant or the insured pays the premium in one lump sum or on schedule, and the insurance company pays the premium on an annual, semi-annual, quarterly or monthly basis on the condition that the insured survives until the insured dies or the insurance contract expires.
As an insurance product with financial management function, annuity insurance has certain income, relatively stable income and relatively low risk.
Our common types of annuity insurance include education annuity insurance, pension annuity insurance and dividend annuity insurance. If you want to know more about annuity insurance, you can click the following link:
Is annuity insurance good? Is there anything to pay attention to? Do you have any good products?
Second, who is more suitable to buy annuity insurance?
1, high-income people who need to avoid risks
For those high-income people, if they have enough spare money to invest, they should "don't put eggs in one basket".
Therefore, for them, in the allocation of family assets, they can not only make high-risk investments such as stocks, funds and futures, but also allocate low-risk products such as annuity insurance to ensure stable income and reduce risks.
2. People who need to make long-term plans for their children
Annuity insurance has the nature of compulsory savings and earmarking, which is very suitable for storing children's future education expenses.
Parents can allocate their children according to their future education plans and their own economic strength, so as to ensure that their children have enough funds to receive better education in the future.
3. People with pension needs
One of the characteristics of annuity insurance is to receive it regularly. After the insurance, you will start to receive the annuity at the specified time. This part of the annuity can be used to make up for the shortage of social pension.
Some friends may want to know what pension insurance is suitable for insurance, please click the following:
The top ten commercial endowment insurance market with cost performance!
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