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What is an electronic account?
Question 1: What is an electronic account? An electronic account is a bank account. It is a financial service that banks, credit cards, insurance companies and other financial institutions provide online operations such as electronic account management. The customer's credit card number or bank account number is the symbol of e-commerce. The security of electronic account operation is ensured by technical measures such as password authentication, digital signature and data encryption.

Function: it can realize multi-account management and enjoy all-round personal financial services such as investment, wealth management, financing, online payment and public utility payment. In addition to the above financial functions, electronic accounts can also complete payment and credit card repayment.

Question 2: Does online banking mean that online banking is not an electronic account? There is a difference.

Online banking, also known as online banking and online banking, means that banks provide customers with traditional services such as account opening, account cancellation, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and wealth management through the Internet, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home. It can be said that online banking is a virtual banking counter on the Internet.

Electronic account refers to online financial services such as electronic account management provided by banks, credit cards, insurance companies and other financial institutions. The customer's credit card number or bank account number is the symbol of e-commerce.

Electronic account refers to online financial services such as electronic account management provided by banks, credit cards, insurance companies and other financial institutions. The customer's credit card number or bank account number is the symbol of e-commerce. Electronic accounts ensure the security of their operation through technical measures such as customer authentication, digital signature and data encryption.

Question 3: What is an electronic UnionPay account? UnionPay number is a line of numbers printed on the surface of bank cards, which consists of 16 to 19 digits. Usually called bank card number or credit card number.

Bank card number refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels.

Bank card is a credit payment tool issued by commercial banks, postal savings institutions and other financial institutions to the society, which has all or part of the functions of consumer credit, transfer settlement and cash deposit and withdrawal. Bank cards include credit cards and debit cards. Because all kinds of bank cards are made of plastic, they are also used for deposit and withdrawal and transfer payment, so they are also called "plastic money".

Credit cards are issued by banks to individuals and units. They can make purchases, spend money and deposit and withdraw cash from banks through credit cards. In the form of a card, the name of the issuing bank, the expiration date, the number and the name of the cardholder are printed on the front, and the magnetic stripe and signature strip are printed on the back.

Question 4: The difference between an electronic account and a bank card can be understood as that a bank card is a physical card and an electronic account is an electronic card of your physical card. You can transfer money, remit money, inquire about transaction details and purchase basic bonds through electronic accounts.

Question 5: What does ICBC's electronic account mean? Electronic account is an online bank account provided by China Industrial and Commercial Bank to customers who do not hold savings cards or accounts of China Industrial and Commercial Bank. Investment and wealth management related transactions can be completed online through electronic accounts.

Question 6: What is the electronic account of ICBC? I went to ICBC for business, and a staff member opened it for me. I'm at a loss! 1. Passbook can log in to ICBC's personal online banking, and you can select the passbook version, but you can only query the balance.

2. ICBC personal online banking can handle ICBC peony card, wealth management account card, credit card, debit card, international card and business card customers. If you only need to check the balance in the card, you can register online yourself.

3. If you need to use the functions of personal online banking, such as external transfer, personal remittance and tuition payment, please bring your ID card and registration card to ICBC business outlets for external transfer procedures.

Remind the landlord that if you go to the bank cabinet door to handle ICBC online banking, you must bring it with you, and you can't do it on your behalf.

Question 7: What is an electronic account? Electronic account refers to online financial services such as electronic account management provided by banks, credit cards, insurance companies and other financial institutions. The customer's credit card number or bank account number is the symbol of e-commerce.

Question 8: What is the electronic account of Bank of Communications credit card online banking? When a credit card customer of Bank of Communications applies for opening an electronic account, it is deemed that the customer also applies for opening a password version of online banking SMS, mobile banking, telephone banking, self-service banking channels and electronic channel self-service transfer functions for the electronic account. You can enjoy all-round personal financial services such as multi-account management, investment, wealth management, financing, online payment and public utility payment without leaving home. Electronic accounts can enjoy the professional financial services of Bank of Communications without a physical card.

Open mode:

(1) After receiving the credit card and password letter, go to the local Bank of Communications to open a debit card (that is, an ordinary bank card) and let the debit card open a mobile phone contract (free of SMS charges). (2) Taking the debit card as the main card of online banking requires establishing the association between the credit card and the debit card, that is, the credit card is hung under the debit card of the main card. (3) Tell the counter teller to open the online payment function of credit card. At this time, the online payment function has been activated, but you still need to activate the online banking of Bank of Communications to officially use the online payment function of the credit card. (4) Log on to the website of Bank of Communications-> Mobile phone registered user login-> First login-> After setting the User Name and Password as required, you can log in with your own user name. (5) After logging into the website of Bank of Communications, select "Card Binding" in "Customer Service", bind your credit card, and activate your online payment function in "Activation Management" of "Online Payment" to officially use it.

Question 9: What is the significance of email account setting? Hello, no matter whether you set up a mailbox on your computer or mobile phone, many mailboxes, such as QQ mailbox, will support POP3/IMAP/SMTP service, that is, you can choose the account type of POP3 or IMAP when setting up, but you need to open it in advance. Log in to webmail version, click Settings at the top left, find POP3/IMAP/SMTP/Exchange/CardDAV service in the account tab, select POP3/SMTP service and IMAP/SMTP service, and click the Save Changes button. If the pop type is selected in the manual setting process of mail client software such as Foxmail, please note that when setting the SMTP server address, set the POP3 server address to pop.qq, just change the POP in the POP3 server address to *** tp and select two SSL check boxes. If you use Microsoft's mail client software, such as Outlook20 13, please click the other settings button during the creation process, select the checkbox that this server needs an encrypted connection (SSL) in the Advanced tab, and set the following encrypted connection types to SSL. Set the port number of the receiving server to 995 and the port number of the sending server to 465, and then select the My Sending Server (SMTP) verification check box in the sending server tab. When setting in the mobile phone, the address and port number of POP3 and SMTP server are the same as above, and the main attention is the security type, such as Q Q mailbox. You should choose SSL (accept all certificates) or SSL/TLS (accept all certificates).

Question 10: What is an electronic cash account? An electronic cash account is an account in a chip card. After the money is circled (maximum 1000 yuan), flash payment is supported. You don't need to insert a card, you don't need a password, you can pay with a wave of your hand, and electronic cash doesn't support cash withdrawal and loss reporting.