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Ask for advice, how do migrant workers with a monthly salary of 3 thousand and a deposit of 20 thousand manage their finances in Shanghai
1. First, avoid gold trading at present. At present, the price of gold is high. In the foreseeable future, the international situation is still unclear, and you have to consider custody and other issues in gold investment.

2. Investing in a fund is equivalent to entrusting a broker to help you manage your finances. There will be ups and downs, and there is no absolute guarantee for the value you require.

3. If we want to consider the national debt steadily, it is only poor in liquidity and the income is slightly higher than that of banks.

I always think that stock is a good thing. If you lose, there is no limit to how much you can win by closing your position. This is an exciting game. I spend a lot of time in stocks every day, and I feel very fulfilled and fulfilled. Of course, this varies from person to person. However, if you really want to preserve your value, you can consider investing in dividend-paying stocks. The annual dividend is higher than the bank interest rate and has high liquidity. Recommend ICBC.

5. Insurance is also a good choice. In view of the chaotic situation in the domestic insurance industry, I suggest you find a large insurance company, China Ping An China Life Insurance, to benefit from it, and read their terms of service carefully to avoid the trap.

6. If you still don't understand the above, please continue to discuss QQ476852529 and indicate Baidu.