Our bank's personal investment risk tolerance assessment refers to the assessment of the customer's risk tolerance based on the "China Merchants Bank Personal Investment Risk Tolerance Assessment Form" (referred to as the assessment form) filled out by the customer to assist the customer. Choose appropriate financial products. Before purchasing financial products, you must conduct a risk tolerance assessment.
The customer's risk tolerance rating is divided into five levels, from low to high, respectively A1 (conservative) and A2 (cautious). ), A3 (stable), A4 (aggressive), A5 (radical), the corresponding product risk levels are R1 (low-risk products), R2 (medium-low risk products), R3 (medium-risk products), R4 (medium- and high-risk products), R5 (high-risk products).
When selling financial products, our bank should abide by the risk matching principle and can only sell customers with risk ratings equal to or lower than their risk tolerance ratings. Financial products.
Response time: June 22, 2022. The above content is for your reference. In case of business changes, please refer to the latest business rules)
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