Futures accounts can be divided into two types, one is commodity futures account and the other is stock index futures account. Commodity futures account has no capital threshold and does not need capital verification. Just like stocks, adults over the age of 18 can also open accounts. The futures account, that is, the stock index, needs funds. Before opening an account, it needs 500,000 yuan to be placed in the commodity futures account for 5 trading days. More than 99% of the futures customers I have met are engaged in commodity futures, and few people will engage in stock index futures. Commodity futures are relatively cheap, and more than a dozen futures can be traded for 5000 yuan. For example, thread futures can be bought and sold for more than 2000 yuan, methanol futures 1500 yuan, soybean meal 1300 yuan. Moreover, the fluctuation of most futures products is the profit and loss of 10 yuan, which is very cheap and acceptable to most investors, so you can open an account without capital verification.

Next, I'd like to introduce you to the specific process and matters needing attention in futures account.

I. Introduction to the process of futures account

Futures account can be conducted online or in the sales department of a futures company. Now the Internet is very developed, and more than 95% of futures customers open accounts online. The online account opening process is very simple. If you want to open an account by computer, you should fill in the basic personal information in a futures company in official website, and then take your ID card and customer service video. It is estimated that all account opening processes will be completed in 20-30 minutes. If you open an account with a mobile phone, download a futures account cloud app of the CSRC or an app of a futures company, fill in personal information, and it will be completed under the video. A customer went to the sales department to open an account before. As a result, when he arrived at the scene, the on-site account opening staff taught him to open an account online with the app of the futures company, which is exactly the same as opening an account online at home.

Second, futures account matters needing attention

1. First of all, you should make sure that the futures company where you open an account is formal, so that your funds are safe. You can check it through the following list of futures companies in official website of CSRC.

Directory of Futures Companies (201912) www.csrc.gov.cn.

If the futures company you open an account with is not in the list of futures companies above, it must be a fake futures company. Do not open it. The account given to you by this fake futures company is essentially a simulation disk. Once the money goes in, it won't come out. In addition, there are many fake companies now, deceiving people in the name of regular futures companies. In view of this situation, it is definitely not enough to just check the above list, and several methods need to be assisted to judge:

(1) Can I log in to the formal trading software that only cooperates with formal futures companies, such as Cultural Finance and Boyi Master?

(2) Whether there is an account number and password to ensure the monitoring center.

(3) Can I open an account in the futures account cloud app of the CSRC? All 149 regular futures companies can use this app to open an account.

If the above three points are met, it can basically be determined that it is a regular futures company.

2. Pay attention to the fees and margin standards given by futures companies. Most futures companies give you a high default fee and deposit, the general fee is 2-5 times of the minimum fee, and the deposit is 0.5 -2 times of 65438+ the minimum deposit.

The actual handling fee charged by our trading account = the fixed handling fee of the exchange+the extra handling fee charged by the futures company.

For example, the exchange stipulates that the minimum opening fee for methanol in 2 yuan is 14 13 yuan, while the default opening fee for futures companies is generally 4- 10 yuan, and the margin is around 2,000-3,000 yuan, which is still uneconomical in the long run. Therefore, before opening an account, you should talk to the account manager of the futures company and ask about the minimum handling fee and minimum deposit before opening an account. If you have already charged a high handling fee, you can ask them to reduce it. If negotiation fails, you can open another futures account. A person can open countless futures accounts in different futures companies, but pay attention to the handling fee and deposit before opening an account, and then talk about it after opening an account. Futures companies are basically reluctant to drop. The minimum exchange fees can be found in official website, the three major exchanges, or in the exchange fees table summarized below.

3. Pay attention to the additional services of futures companies. The servers of futures companies are all rented from the exchange, and the speed is the same, which means that the hardware strength is similar, so we should pay attention to the soft power of futures companies. Soft power is mainly reflected in customer service training and customer service. 1. Basic knowledge of futures trading. Companies with perfect customer service will prepare videos and simulation software for novices. After one or two hours of basic simulation, novices will be familiar with futures trading operations and help customers get started efficiently. It may take a few days for a novice to learn by groping for it himself. And it is likely to ignore some important information and affect the transaction. On the other hand, what is more important is the training of futures trading analysis technology. The futures market is a game market. Some people make a profit, others lose money. However, the futures market is regular, and it is difficult for a novice who just entered the market and knows nothing to beat an old hand who knows the market rules, so learning becomes very important. A well-served futures company will give you complete learning materials of futures analysis technology, and even some companies will have online or offline training, which can help you learn many important methods and concepts, such as how to set a stop loss scientifically, how to do a good job in position management, how to establish your own stable and profitable trading system, and so on, which can help you avoid many detours.

Finally, I want to remind you that futures, like stocks, are risky. In other words, the futures market is a market where opportunities and risks coexist. Whether it's futures account or futures trading, I suggest you learn relevant knowledge before you start to operate. If you want to do a good job, you must sharpen your tools first!